305 E High St, Lexington, KY 40507 Property Records

Lexington-Fayette Urban County property record for 305 E High St, Lexington, KY 40507

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,995 sqft · built 1949
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$3,210 (2026)
Deeds & Mortgages	Mar 2025 Sale & Line of Credit
APN	`38049220`

Property Details

APN / Parcel Number

Primary APN	`38049220`

Interior

Stories	1 Story
Building Area	3,995 sqft Total Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Concrete Block
Lot Area	3,920 sqft (0.09 acres)
Lot Width	34.4 ft Width
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	305 E HIGH ST
City	LEXINGTON
State	KY
Zip	40507-1509
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-2
Legal Description	L-337 ARTHUR W FRANCIS PROPERTY LOT 2; BOOK: 2173 PAGE: 247
Legal Subdivision	ARTHUR W FRANCIS PROPERTY
Legal Lot Number	2
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2017
Census Tract	101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southeast Lexington Residential and Commercial District listed 1984 · 393 contributing resources · NRIS 84001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E HIGH ST, LEXINGTON, KY 40507-1509
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 7, 2025
Property Address	305 E HIGH ST, LEXINGTON, KY 40507-1509
Document Number	DB4119/741
Book / Page	DB 4119 / 741
Map Reference	CAB L SL 377
Instrument Date	Mar 5, 2025
Instrument	202503070372
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$492.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 CARDINAL LN, LEXINGTON, KY 40503-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W LOUDON AVE # 222, 222, LEXINGTON, KY 40508-1502

Mortgage

Document Number	MB10960184
Date	Mar 7, 2025
Instrument	MB 10960/184

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,210.00 (-8.63%)	$254,800 (-10.31%)	$254,800 (-10.31%)
2025	$3,513.00	$284,100 (-)	$284,100 (-)
2023	$3,513.00	$284,100	$284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20