305 E High St, Edgerton, WI 53534 Property Records

Rock County property record for 305 E High St, Edgerton, WI 53534

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 808 sqft · built 1903
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Apr 2023)
Tax Bill	$3,162 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6-26-483`

Property Details

APN / Parcel Number

Primary APN	`6-26-483`
Alternative APN	`221 080007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	221 080007
Street Address	305 E HIGH ST
City	EDGERTON
State	WI
Zip	53534-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 LAWTON'S ADDITION LOT 3 BLK 3
Legal Subdivision	LAWTON'S ADDITION
Legal Block	3
Legal Lot Number	3
Jurisdiction	ROCK WI
Township / Civil Division	EDGERTON
Census Block Group	3
Census Block	3019
Census Tract	3001

Owner

Source: Rock County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E HIGH ST, EDGERTON, WI 53534-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU
Oct 26, 2009	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP
Oct 17, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE BANK FSB
Apr 25, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE RIDGE BANK
Apr 8, 2021	Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Apr 8, 2021
Deed Document Number	20232239237
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0000084173
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	305 E HIGH ST, EDGERTON, WI 53534-2113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002231853
Date	Dec 1, 2022
Instrument	2231853

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2052

Interest

Rate Type	Fixed Rate

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	305 E HIGH ST, EDGERTON, WI 53534-2113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001877702
Date	Oct 26, 2009
Instrument	1877702

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	305 E HIGH ST, EDGERTON, WI 53534-2113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001768325
Date	Oct 17, 2006
Instrument	1768325

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2021

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 25, 2023
Property Address	305 E HIGH ST, EDGERTON, WI 53534-2113
Document Number	0002239237
Instrument Date	Apr 24, 2023
Instrument	2239237
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E HIGH ST, EDGERTON, WI 53534-2113

Mortgage

Document Number	0002239238
Date	Apr 25, 2023
Instrument	2239238

Lender

Name	LAKE RIDGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.6%
Index	1-Year CMT
Margin	3
Max Rate	11.6%

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Apr 8, 2021
Property Address	305 E HIGH ST, EDGERTON, WI 53534-2113
Document Number	0002184173
Instrument Date	Feb 10, 2021
Instrument	2184173
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E HIGH ST, EDGERTON, WI 53534-2113

Mortgage

Document Number	0002184174
Date	Apr 8, 2021
Instrument	2184174

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 1, 2018
Property Address	305 E HIGH ST, EDGERTON, WI 53534-2113
Document Number	0002109005
Instrument Date	Jul 27, 2018
Instrument	2109005
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E HIGH ST, EDGERTON, WI 53534-2113

Mortgage

Document Number	0002109006
Date	Aug 1, 2018
Instrument	2109006

Lender

Name	HOMESERVICES LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
Municipality	Edgerton City
Unified School District	Edgerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,162.00 (-1.53%) Homeowner's exemption	$221,800 (+1.88%) Land $29,600 Building $192,200	$223,600 (+0.81%)
2023	$3,211.00 Homeowner's exemption	$217,700 Land $24,400 Building $193,300	$221,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGERTON WATERWORKS serves 5,512 people · EPA ID WI1540119
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

May also be available: T-Mobile.

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