305 E Haight St, Ludington, MI 49431 Property Records

Mason County property record for 305 E Haight St, Ludington, MI 49431

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 932 sqft · built 1878
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$115 (2025)
Deeds & Mortgages	Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`051-205-035-00`

Property Details

APN / Parcel Number

Primary APN	`051-205-035-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	932 sqft Living Area
1st Floor Area	932 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Lot Area	5,227 sqft (0.12 acres)
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 E HAIGHT ST
City	LUDINGTON
State	MI
Zip	49431-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TINKHAM'S SUBDIVISION OF TINKHAM'S ADDITION W 44 FT OF LOT 6 & W 42 FT OF LOT 7 BLOCK 11.
Legal Subdivision	TINKHAMS ADDITION
Legal Block	11
Legal Lot Number	6-7
Jurisdiction	MASON MI
Township / Civil Division	LUDINGTON
Census Block Group	4
Census Block	4008
Census Tract	950400

Owner

305 E Haight St is owned and occupied by two individuals who acquired it in November 2016.

Source: Mason County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 E HAIGHT ST, LUDINGTON, MI 49431-1753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 22, 2016
Transfer Doc	2017R00716
Record Updated	Sep 20, 2026

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MASON MI
Recording Date	Feb 13, 2017
Property Address	305 E HAIGHT ST, LUDINGTON, MI 49431-1753
Document Number	2017R00716
Instrument Date	Nov 22, 2016
Instrument	2017R00716
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	MICHIGAN PIONEER TITLE, MICHIGAN INVESTMENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 E HAIGHT ST, 305, LUDINGTON, MI 49431-1753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 E HAIGHT ST, LUDINGTON, MI 49431-1753

Tax Assessment & Valuation

The 2025 property tax bill for 305 E Haight St was $115 with a homeowner's exemption, down 92.4% from the year before.

Source: Mason County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mason County
Municipality	Ludington City
Unified School District	Ludington Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,200 (+6.11%) Land $78,200	$156,400 (+6.11%)
2025	$115.00 (-92.4%) Homeowner's exemption	$73,700 Land $73,700	$147,400
2024	$1,514.00
2023		$57,600 Land $57,600	$115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Haight St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 E Haight St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDINGTON serves 8,184 people · EPA ID MI0003960
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20