305 E Gaines St, Monticello, AR 71655 Property Records

Drew County property record for 305 E Gaines St, Monticello, AR 71655

Property Summary

Property Type	Public School (Administration, Campus, Dorms, Instruction)
Details	7,000 sqft · built 1990
Lot Size	0.362 acres (15,812 sqft)
Owner	Company Name on File
Last Sale	$87,500 (Oct 2019)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`703-00208-000-C`

Property Details

APN / Parcel Number

Primary APN	`703-00208-000-C`
Alternative APNs	`99523.0` `16675`

Interior

Stories	1 Story
Building Area	7,000 sqft Total Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1990
Exterior Material	Metal
Foundation Type	Concrete
Lot Area	15,812 sqft (0.362 acres)
Lot Dimensions	170 ft deep x 93 ft wide
Storage Building	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	99523.0
Street Address	305 E GAINES ST
City	MONTICELLO
State	AR
Zip	71655-4905
Property Category	Public Works
Property Type	Public Works > Public School (Administration, Campus, Dorms, Instruction)
Legal Description	W 54' BLK 72 & E 39' BLK 73
Legal Range	07
Legal Township	12
Legal Section	26
Legal Subdivision	MONTICELLO ORIGINAL
Legal Block	72 73
Jurisdiction	DREW AR
Township / Civil Division	MARION
Census Block Group	2
Census Block	2004
Census Tract	490400

Owner

305 E Gaines St, a public works property, is owned by a company that bought it in October 2019 and is owner-occupied.

Source: Drew County records, as of October 10, 2025

Owner of Record	Company Name on File
Mailing Address	MONTICELLO, AR 71657
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2019 · Amount on File
Deed Sale	Oct 14, 2019 · Amount on File
Deed Document Number	98843
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DREW AR
Recording Date	Oct 14, 2019
Property Address	305 E GAINES ST, MONTICELLO, AR 71655-4905
Document Number	0000098843
Instrument Date	Oct 10, 2019
Instrument	98843
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	DREW CNTY ABSTRACT AND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E GAINES ST, MONTICELLO, AR 71655-4905

Mortgage

Document Number	0000098844
Date	Oct 14, 2019
Instrument	98844

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 5, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 305 E Gaines St was $1,505 with an additional exemption.

Source: Drew County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Drew County
Municipality	Monticello City
Unified School District	Monticello School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 Additional exemption filed	$30,210 Land $3,790 Building $26,420
2023	$1,465.00 Additional exemption filed	$30,210 Land $3,790 Building $26,420	$151,050 Land $18,950 Building $132,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 E Gaines St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective January 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Gaines St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER DEPARTMENT serves 8,442 people · EPA ID AR0000184
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20