Talbot County property record for 305 E Chew Ave, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,536 sqft · built 1950 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (May 2023) |
| Tax Bill | $4,355 (2025) |
| Deeds & Mortgages | May 2023 Sale Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-063379 |
| Primary APN | 02-063379 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,536 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Lot Dimensions | 202 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 063379 |
|---|---|
| Street Address | 305 E CHEW AVE |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12-B - 0.177 AC N/S CHEW AVE ST MICHAELS |
| Legal Subdivision | THE LAND OF BEVERLY WOLLER |
| Legal Lot Number | 12B |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960700 |
Source: Talbot County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30800 MILLS RIDGE RD, LEWES, DE 19958-3852 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2023 | Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Oct 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SHORE UNITED BANK NA |
| Oct 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CNB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on Record |
| Deed Sale | May 1, 2023 · Amount on Record |
| Prior Sale | Jul 1, 2016 · Amount on Record |
| Deed Book / Page | 3046 / 289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | May 1, 2023 |
| Property Address | 305 E CHEW AVE, ST MICHAELS, MD 21663-2907 |
| Document Number | 0030460289 |
| Book / Page | 3046 / 289 |
| Map Reference | LB 84 FO 39 |
| Instrument Date | Apr 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 30800 MILLS RIDGE RD, LEWES, DE 19958-3852 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 305 E CHEW AVE, ST MICHAELS, MD 21663-2907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 305 E CHEW AVE, SAINT MICHAELS, MD 21663-2907 |
| Document Number | 0030090469 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 3009/469 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 305 E CHEW AVE, ST MICHAELS, MD 21663-2907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EASTERN SHORE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0025710328 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 2571/328 |
| Name | CNB |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | St. Michaels Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,900 (+66.3%) | $570,100 (+63.21%) Land $162,800 Building $407,300 | |
| 2025 | $4,355.00 (+42.93%) | ||
| 2023 | $3,047.00 | $254,300 | $349,300 Land $126,500 Building $222,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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