305 E Centre St, Royalton, MN 56373 Property Records

Morrison County property record for 305 E Centre St, Royalton, MN 56373 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1951
Square Footage1,245 sqft Living Area
Lot Size9,764 sqft (0.224 acres)
OccupancyOwner Occupied
Last Sale$203,000 (2022)
Tax Bill$2,376.00 (2026)

Owner

Source: Morrison County records · APN 44.0134.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address305 E CENTRE ST, ROYALTON, MN 56373-9172
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANKVISTA
Jan 26, 2007Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Jul 15, 2022Warranty Deed, Subdivision Related Transfer · United States Department of Agriculture (USDA) Mortgage
USDA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleDec 27, 2021 · Amount on Record
Deed Doc Number2022587891
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRISON MN
Property Address305 E CENTRE ST, ROYALTON, MN 56373-9172
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000583681
DateDec 27, 2021
Instrument583681
Lender
NameBANKVISTA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 17, 2026
Interest
Rate TypeFixed Rate

January 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRISON MN
Property Address305 E CENTRE ST, ROYALTON, MN 56373-9172
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyTITLE RECORDING SERVICES, TITLE RECORDING SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000473651
DateJan 26, 2007
Instrument473651
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2037
Interest
Rate TypeFixed Rate
Rate5.75%
Change Frequency2 Years
Index1-Year CMT
Margin1
Max Rate13.7%

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMORRISON MN
Recording DateJul 15, 2022
Property Address305 E CENTRE ST, ROYALTON, MN 56373-9172
Document Number0000587891
Instrument DateJul 15, 2022
Instrument587891
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2026
Title CompanySTEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$669.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 E CENTRE ST, ROYALTON, MN 56373-9172

Mortgage

Document Number0000587892
DateJul 15, 2022
Instrument587892
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term456 Months
DueJul 15, 2060
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Morrison County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMorrison County
MunicipalityRoyalton City
Unified School DistrictRoyalton Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,376.00 (-4.04%) Homeowner's exemption$199,300 (+8.32%) Land $27,000 Building $172,300$199,300 (+8.32%) Land $27,000 Building $172,300
2025$2,476.00 (+9.56%) Homeowner's exemption$184,000 (-5.74%) Land $26,000 Building $158,000$184,000 (-5.74%) Land $26,000 Building $158,000
2023$2,260.00 Homeowner's exemption$195,200 Land $23,400 Building $171,800$195,200 Land $23,400 Building $171,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morrison County (27097C), updated July 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN44.0134.000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,245 sqft Living Area
1st Floor1,245 sqft 1st Floor
Basement Area1,245 sqft Basement
Finished Basement622 sqft Finished
Unfinished Basement1,245 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,764 sqft (0.224 acres)
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area1,036 sqft Garage
Deck Area288 sqft Deck

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemCentral Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address305 E CENTRE ST
CityROYALTON
StateMN
Zip56373-9172
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT ROYALTON; LOT 001 BLOCK 002 OF ORIGINAL PLAT ROYALTON LOT 1 BLK 2 SUBJ TO HWY EASEMENT
Legal SubdivisionORIGINAL PLAT ROYALTON
Legal Block2
Legal Lot Number1
JurisdictionMORRISON MN
Minor Civil DivisionROYALTON
Census Blockgroup4
Census Block4044
Census Tract780300

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