305 E Cecil Ave, North East, MD 21901 Property Records

Cecil County property record for 305 E Cecil Ave, North East, MD 21901

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,081 sqft · built 1936
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jun 2022)
Tax Bill$3,744 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-051886

Property Details

APN / Parcel Number

Primary APN05-051886
Alternative APNs
  • 5051886
  • 051886

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,081 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeDetached
Parking Spaces1 Parking Space
PorchSlab
Porch Area552 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number051886
Street Address305 E CECIL AVE
CityNORTH EAST
StateMD
Zip21901-4011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal Description.345 ACRE 305 EAST CECIL AVENUE E OF NORTH EAST
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group1
Census Block1043
Census Tract30903

Owner

305 E Cecil Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address305 E CECIL AVE, NORTH EAST, MD 21901-4011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2022 · Amount on File
Deed SaleJun 24, 2022 · Amount on File
Prior SaleOct 30, 2017 · Amount on File
Deed Book / Page5190 / 198
Prior Transfer DateJun 27, 2016
Prior Transfer Doc0039410370
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJun 24, 2022
Property Address305 E CECIL AVE, NORTH EAST, MD 21901-4011
Document Number0051900198
Book / Page5190 / 198
Instrument DateJun 16, 2022
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyKIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address305 E CECIL AVE, NORTH EAST, MD 21901-4011

Mortgage

Document Number0005190203
DateJun 24, 2022
Instrument5190-203
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 305 E Cecil Ave was $3,744, up 6.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,744.00 (+6.09%)$345,300 (+7.06%) Land $61,500 Building $283,800$345,300 (-) Land $61,500 Building $283,800
2025$3,529.00$322,533$345,300 Land $61,500 Building $283,800
2023$2,359.00$277,000 Land $61,500 Building $215,500$277,000 Land $61,500 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Cecil Ave in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims62 (1978–2024)
Claims Outside the SFHA18 of 62
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 13 claims
  • Hurricane Isabel, Sep 2003 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Cecil Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH EAST
serves 8,600 people · EPA ID MD0070016
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureOrganic carbon removal
Jan 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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