305 E Broadway St, Decorah, IA 52101 Property Records

Winneshiek County property record for 305 E Broadway St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,754 sqft · built 1890
Lot Size	0.117 acres (5,104 sqft)
Owner	Individual Name on File
Tax Bill	$3,312 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111648300300`

Property Details

APN / Parcel Number

Primary APN	`111648300300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	799 sqft
Basement Area	799 sqft
Unfinished Basement	799 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	5,104 sqft (0.117 acres)
Lot Dimensions	116 ft deep x 44 ft wide
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	305 E BROADWAY ST
City	DECORAH
State	IA
Zip	52101-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 WINSHIP & KENYON
Legal Range	08W
Legal Township	98N
Legal Section	16
Legal Subdivision	WINSHIP & KINYONS ADD
Legal Lot Number	54
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4034
Census Tract	950300

Owner

305 E Broadway St is owned and occupied by an individual who acquired it in January 2020.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	305 E BROADWAY ST, DECORAH, IA 52101-1935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Jan 14, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2013
Deed Sale	Dec 5, 2013
Deed Document Number	20134029
Deed Book / Page	2013 / 4029
Last Transfer Date	Jan 13, 2020
Transfer Doc	2020/113
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	305 E BROADWAY ST, DECORAH, IA 52101-1935
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1136
Date	Apr 27, 2017
Book Page	2017/1136
Instrument	2017 1136

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	305 E BROADWAY ST, DECORAH, IA 52101-1935
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/519
Date	Feb 24, 2020
Book Page	2020/519
Instrument	519

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jan 14, 2020
Property Address	305 E BROADWAY ST, DECORAH, IA 52101-1935
Document Number	2020/113
Book / Page	2020 / 113
Instrument Date	Jan 13, 2020
Instrument	113
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E BROADWAY ST, DECORAH, IA 52101-1935

Tax Assessment & Valuation

The 2026 property tax bill for 305 E Broadway St was $3,312.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,312.00	$191,470 (-) Land $19,010 Building $172,460	$191,470 (-) Land $19,010 Building $172,460
2025	$3,312.00 (+6.09%)	$191,470 Land $19,010 Building $172,460	$191,470 Land $19,010 Building $172,460
2024	$3,122.00
2023		$165,870 (+15.32%) Land $19,010 Building $146,860	$165,870 Land $19,010 Building $146,860
2022	$2,998.00	$143,840 Land $15,840 Building $128,000
2021			$143,840 Land $15,840 Building $128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Broadway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 E Broadway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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