305 E Beach St, Groveland, FL 34736 Property Records

Lake County property record for 305 E Beach St, Groveland, FL 34736

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,547 sqft · built 1978
Lot Size	0.499 acres (21,751 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Dec 2018)
Tax Bill	$3,601 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-24-0400-000-00200`

Property Details

APN / Parcel Number

Primary APN	`24-22-24-0400-000-00200`
Alternative APN	`1720826`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,547 sqft Living Area
1st Floor Area	1,575 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	21,751 sqft (0.499 acres)
Lot Dimensions	215 ft deep x 90 ft wide
Garage Type	Finished
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	722 sqft
Patio Area	165 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1720826
Street Address	305 E BEACH ST
City	GROVELAND
State	FL
Zip	34736-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVELAND ANDERSON'S PARTIAL REPLAT BLKS 125 & 126 FROM W'LY COR OF LOT 2 RUN S 55-55-0 E 9.60 FT FOR POB RUN N 34-08-0 E TO
Legal Range	24E
Legal Township	22S
Legal Section	24
Legal Subdivision	ANDERSON'S
Legal Tract	400
Legal Block	125-126
Legal Lot Number	2-3
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2026
Census Tract	31202

Owner

305 E Beach St is owned and occupied by an individual who bought it in December 2018.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	305 E BEACH ST, GROVELAND, FL 34736-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Dec 11, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	Dec 10, 2012 · Amount on File
Deed Document Number	2018142501
Deed Book / Page	5209 / 0742
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	305 E BEACH ST, GROVELAND, FL 34736-2807
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E BEACH ST, GROVELAND, FL 34736-2807

Mortgage

Document Number	0059761338
Date	Jun 17, 2022
Book Page	5976/1338
Instrument	2022083851

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	305 E BEACH ST, GROVELAND, FL 34736-2807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054870008
Date	Jun 16, 2020
Book Page	5487/8
Instrument	2020064195

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 11, 2018
Property Address	305 E BEACH ST, GROVELAND, FL 34736-2807
Document Number	0052090742
Book / Page	5209 / 0742
Map Reference	MB 15 PG 2
Instrument Date	Nov 26, 2018
Instrument	2018142501
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TITLE OF LAKE COUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 BENDING OAK TRL, 913, WINTER GARDEN, FL 34787-2458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E BEACH ST, GROVELAND, FL 34736-2807

Mortgage

Document Number	2018142502
Date	Dec 11, 2018
Instrument	2018142502

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	305 E BEACH ST, GROVELAND, FL 34736-2807
Document Number	0050011429
Book / Page	005001 / 001429
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E BEACH ST GROVELAND FL 347362807, GROVELAND, FL 34736-2807

Mortgage

Document Number	0050011429
Date	Sep 20, 2017
Book Page	005001/001429
Instrument	99860

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 19, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Groveland City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,440 Land $115,500 Building $117,940	$400,650 Land $115,500 Building $285,150
2024	$3,601.00 (+3.27%)
2023	$3,487.00 (+4.5%) Homeowner's exemption	$220,270 (+3%)	$290,268 (+12.48%) Land $77,000 Building $213,268
2022	$3,337.00 Homeowner's exemption	$213,860	$258,064 Land $49,000 Building $209,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Beach St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Beach St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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