305 E Bank St, Salisbury, NC 28144 Property Records

Rowan County property record for 305 E Bank St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,039 sqft · built 1991
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jul 2018)
Tax Bill	$2,331 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019 003`

Property Details

APN / Parcel Number

Primary APN	`019 003`
Alternative APN	`704866`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,039 sqft Living Area
1st Floor Area	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	20 ft deep x 7.4 ft wide
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	305 E BANK ST
City	SALISBURY
State	NC
Zip	28144-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	- 589-202
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1042
Census Tract	52000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Brooklyn-South Square Historic District listed 1985 · 65 contributing resources · NRIS 85001449

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

305 E Bank St is owned and occupied by two individuals who bought it in July 2018.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 E BANK ST, SALISBURY, NC 28144-5505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Book / Page	1313 / 115
Prior Transfer Date	Jan 8, 2016
Prior Transfer Doc	0012640354
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 26, 2018
Property Address	305 E BANK ST, SALISBURY, NC 28144-5505
Document Number	0013130115
Book / Page	1313 / 0115
Map Reference	DD 783 PG 64
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407 HAVENTREE RD, 1407, DURHAM, NC 27713-4362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E BANK ST, SALISBURY, NC 28144-5505

Mortgage

Document Number	13130116
Date	Jul 26, 2018
Instrument	1313/0116

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 305 E Bank St was $2,331.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,331.00	$194,923 (-) Land $23,606 Building $171,317	$194,923 Land $23,606 Building $171,317
2025	$2,331.00	$194,923 Land $23,606 Building $171,317
2023	$2,331.00	$194,923 Land $23,606 Building $171,317	$194,923 Land $23,606 Building $171,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Bank St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Bank St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20