305 E 7th St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 305 E 7th St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1935
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on File
Last Sale	$32,000 (Aug 2023)
Tax Bill	$964 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002283-7`

Property Details

APN / Parcel Number

Primary APN	`002283-7`
Alternative APN	`0200000015500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	150 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002283-7
Street Address	305 E 7TH ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 306 51.3 X 150 02 DOC 6064
Legal Lot Number	306
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4013
Census Tract	961800

Owner

305 E 7th St is owned and occupied by two individuals who bought it in August 2023.

Source: Coshocton County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 E 7TH ST, WEST LAFAYETTE, OH 43845-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Aug 1, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 1, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Sep 10, 2002
Deed Document Number	20232943
Deed Book / Page	797 / 1097
Prior Transfer Date	Jul 21, 2023
Prior Transfer Doc	00797/1097
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Recording Date	Sep 25, 2026
Property Address	305 E 7TH ST, WEST LAFAYETTE, OH 43845-1423
Document Number	0000004212
Book / Page	814 / 1755
Instrument Date	Sep 23, 2026
Instrument	20264212
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 7TH ST, WEST LAFAYETTE, OH 43845-1423

Mortgage

Document Number	0000004212,
Date	Sep 25, 2026
Book Page	814/1755
Instrument	20264212

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 1, 2023
Property Address	305 E 7TH ST, WEST LAFAYETTE, OH 43845-1423
Document Number	00797/1097
Book / Page	797 / 1097
Map Reference	MB 2 PG 17
Instrument Date	Jul 21, 2023
Instrument	202300002943
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 1, 2023
Property Address	305 E 7TH ST, WEST LAFAYETTE, OH 43845-1423
Document Number	00797/1097
Book / Page	797 / 1097
Map Reference	MB 2 PG 17
Instrument Date	Jul 21, 2023
Instrument	202300002943
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 E 7TH ST, WEST LAFAYETTE, OH 43845-1423

Tax Assessment & Valuation

The 2025 property tax bill for 305 E 7th St was $964 with a homeowner's exemption, up 0.2% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00 (+0.21%)	$23,370 (-) Land $7,260 Building $16,110	$66,780 (-) Land $20,750 Building $46,030
2024	$962.00 (+30.18%) Homeowner's exemption	$23,370 (+33.19%) Land $7,260 Building $16,110	$66,780 Land $20,750 Building $46,030
2023	$739.00 (-2.76%)	$17,546 (-) Land $4,655 Building $12,891
2022	$760.00	$17,546 Land $4,655 Building $12,891
2021			$50,130 Land $13,300 Building $36,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLERS ACRES HOME OWNER ASSOCIATION private · serves 100 people · EPA ID OH1601012
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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