Red Willow County property record for 305 E 5th St, Mc Cook, NE 69001
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,985 sqft · built 1896 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,000 (Mar 2026) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000800000 |
| Primary APN | 000800000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,985 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Basement Area | 875 sqft |
| Unfinished Basement | 875 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 305 E 5TH ST |
|---|---|
| City | MC COOK |
| State | NE |
| Zip | 69001-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADDITION MCCOOK BLK 30, LOT 4 |
| Legal Range | 29W |
| Legal Township | 03N |
| Legal Subdivision | SECOND ADDITION TO MCCOOK |
| Legal Block | 30 |
| Legal Lot Number | 4 |
| Jurisdiction | RED WILLOW NE |
| Township / Civil Division | MCCOOK |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 963300 |
Source: Red Willow County records · APN 000800000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 E 5TH ST, MC COOK, NE 69001-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CENTRAL BANK MCCOOK |
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK |
| Oct 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Jun 03, 2025 · Amount on Record |
| Deed Document Number | 2026383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Property Address | 305 E 5TH ST, MCCOOK, NE 69001-3807 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202600384 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-00384 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Property Address | 305 E 5TH ST, MCCOOK, NE 69001-3807 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1010 E 6TH ST, MC COOK, NE 69001-2728 |
| Document Number | 0202501698 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025-01698 |
| Name | FIRST CENTRAL BANK MCCOOK |
|---|---|
| Type | Bank |
| Address | MC COOK, NE 69001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | Jul 15, 2022 |
| Property Address | 305 E 5TH ST, MCCOOK, NE 69001-3807 |
| Document Number | 0202201129 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-01129 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | MCCOOK ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202201130 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-01130 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | Oct 30, 2017 |
| Property Address | 305 E 5TH ST, MCCOOK, NE 69001-3807 |
| Document Number | 201701714 |
| Instrument Date | Oct 06, 2017 |
| Instrument | 2017-01714 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201711715 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-11715 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Number | 201701715 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-01715 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Red Willow County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Red Willow County |
| Municipality | McCook City |
| Unified School District | McCook Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (+4.57%) | $126,402 (+22.12%) Land $5,600 Building $120,802 | $126,402 (+22.12%) Land $5,600 Building $120,802 |
| 2024 | $1,531.00 (-10.15%) | ||
| 2023 | $1,704.00 | $103,503 Land $5,600 Building $97,903 | $103,503 Land $5,600 Building $97,903 |
Source: FEMA National Flood Hazard Layer as of November 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Pinpoint Holdings Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Inventive Wireless of Nebraska, NE Colorado Cellular.
Based on FCC filings for 490 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MCCOOK serves 7,450 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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