Clay County property record for 305 E 5th St, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1915 |
| Square Footage | 1,648 sqft Living Area |
| Lot Size | 23,332 sqft (0.535 acres) |
| Garage | 1,260 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2022) |
| Tax Bill | $8,431.00 (2024) |
| Primary APN | 10-25-139-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,648 sqft Living Area |
| Attic Area | 1,648 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 600 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 23,332 sqft (0.535 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,260 sqft Garage |
| Pool Area | 544 sqft Pool |
|---|---|
| Deck Area | 216 sqft Deck |
| Patio Area | 1,016 sqft Patio |
| Porch Area | 80 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 305 E 5TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1904 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | DURLAND BROS 1ST ADDN BLOCK 1 LOTS 7 8 9 & 15' LOT 10 |
| Legal Subdivision | 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 7-10 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3040 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-139-010
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST |
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANKING CO |
| Apr 21, 2009 | Deed of Trust, Mortgage · Line of Credit THE FLORA BANKING CO |
| Jun 11, 2007 | Deed of Trust, Mortgage · Line of Credit THE FLORA BANKING CO |
| Jan 29, 2009 | Deed of Trust, Mortgage · Commercial Mortgage THE FLORA BANKING COMPANY |
| Apr 16, 2013 | Deed of Trust, Mortgage · Commercial Mortgage FLORA BANK & TRUST |
| Sep 14, 2012 | Deed of Trust, Mortgage · Building or Construction Mortgage FLORA BANK & TRUST |
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Deed Doc Number | 2022204217 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000199193 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 199193 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000D198346 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | D198346 |
| Name | FLORA BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 15, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000167319 |
|---|---|
| Date | Apr 21, 2009 |
| Instrument | 167319 |
| Name | THE FLORA BANKING CO |
|---|---|
| Address | FLORA, IL 62839 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000160898 |
|---|---|
| Date | Jun 11, 2007 |
| Instrument | 160898 |
| Name | THE FLORA BANKING CO |
|---|---|
| Address | FLORA, IL 62839 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000166517 |
|---|---|
| Date | Jan 29, 2009 |
| Instrument | 166517 |
| Name | THE FLORA BANKING COMPANY |
|---|---|
| Address | FLORA, IL 62839 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000179753 |
|---|---|
| Date | Apr 16, 2013 |
| Instrument | 179753 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | FLORA, IL 62839 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2043 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000177812 |
|---|---|
| Date | Sep 14, 2012 |
| Instrument | 177812 |
| Name | FLORA BANK & TRUST |
|---|---|
| Address | FLORA, IL 62839 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.65% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Feb 25, 2022 |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Document Number | 0000204217 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 204217 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1461 GINGER RD, FLORA, IL 62839-3225 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Document Number | 0000204218 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 204218 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 305 E 5TH ST, FLORA, IL 62839-1904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 199193 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 199193 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,170 (+148.04%) Land $13,594 Building $108,576 | $366,510 (+148.04%) Land $40,782 Building $325,728 | |
| 2024 | $8,431.00 (+104.69%) | ||
| 2022 | $4,119.00 (+9.61%) Homeowner's exemption | $49,255 Land $10,250 Building $39,005 | $147,765 Land $30,750 Building $117,015 |
| 2021 | $3,758.00 |
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