305 E 4th St, Fairfield, NE 68938 Property Records

Clay County property record for 305 E 4th St, Fairfield, NE 68938

Property Summary

Property Type	Day Care, Pre-School
Details	3,200 sqft · built 1990
Lot Size	0.45 acres (19,597 sqft)
Owner	Company Name on File
Last Sale	$66,000 (Feb 2023)
Tax Bill	$810 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3997-00-0-40005-011-5365`

Property Details

APN / Parcel Number

Primary APN	`3997-00-0-40005-011-5365`
Alternative APN	`000536500`

Interior

Stories	1 Story
Building Area	3,200 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Frame
Fire Resistance	Special
Roof Type	Gable
Roof Material	Metal
Lot Area	19,597 sqft (0.45 acres)
Lot Dimensions	140 ft deep x 140 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	305 E 4TH ST
City	FAIRFIELD
State	NE
Zip	68938-2221
Property Category	Commercial
Property Type	Commercial > Retail > Day Care, Pre-School
Local Zoning Code	01-SINGLE
Legal Description	LOTS 4 THRU 6 BLK 11 O.T. FAIRFIELD CITY
Legal Subdivision	ORIGINAL TOWN OF FAIRFIELD
Legal Block	11
Legal Lot Number	4-6
Jurisdiction	CLAY NE
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2156
Census Tract	962200

Owner

305 E 4th St, a commercial property, is owned by a company that bought it in February 2023.

Source: Clay County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	305 E 4TH ST, FAIRFIELD, NE 68938-2221
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THE CENTER FOR RURAL AFFAIRS COMMUN
Feb 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANNER CAPITAL BANK
Sep 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Oct 12, 2012
Deed Document Number	2023195
Deed Book / Page	135 / 517
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Feb 22, 2023
Property Address	305 E 4TH ST, FAIRFIELD, NE 68938-2221
Document Number	000135/517
Book / Page	135 / 517
Instrument Date	Feb 21, 2023
Instrument	2023-00195
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	SOUTHERN TITLE, SOUTHERN TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300196
Date	Feb 22, 2023
Instrument	2023-00196

Lender

Name	THE CENTER FOR RURAL AFFAIRS COMMUN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	305 E 4TH ST, FAIRFIELD, NE 68938-2221
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 4TH ST, FAIRFIELD, NE 68938-2221

Mortgage

Document Number	00000263/1
Date	Feb 1, 2021
Book Page	263/1
Instrument	2021-00098

Lender

Name	BANNER CAPITAL BANK
Type	Bank
Address	ALMA, NE 68920

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	174 Months
Due	Aug 4, 2035

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 4, 2020
Property Address	305 E 4TH ST, FAIRFIELD, NE 68938-2221
Document Number	000133/302
Book / Page	133 / 302
Instrument Date	Aug 25, 2020
Instrument	2020-00945
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 305 E 4th St was $810.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Fairfield Township
Municipality	Fairfield City
Unified School District	Sandy Creek Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,855 (-) Land $2,585 Building $72,270	$74,855 (-) Land $2,585 Building $72,270
2025	$810.00	$74,855 Land $2,585 Building $72,270	$74,855 Land $2,585 Building $72,270
2023	$987.00	$64,740 Land $4,705 Building $60,035	$64,740 Land $4,705 Building $60,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRFIELD serves 333 people · EPA ID NE3103503
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Verizon, Viaero Wireless.

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