305 E 40th St, Norfolk, VA 23504 Property Records

Norfolk City property record for 305 E 40th St, Norfolk, VA 23504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,815 sqft · built 2018
Lot Size	0.138 acres (6,020 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,832 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
APN	`00809846`

Property Details

APN / Parcel Number

Primary APN	`00809846`
Alternative APN	`768003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,815 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,020 sqft (0.138 acres)
Garage Type	Attached
Garage Area	353 sqft
Parking Spaces	1 Parking Space
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 E 40TH ST
City	NORFOLK
State	VA
Zip	23504-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7A, BLK EYE
Legal Subdivision	NORFOLK CIRCUIT COURT ON
Legal Lot Number	7A
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1001
Census Tract	2800

Owner

Source: Norfolk City records · APN 00809846

Assessment roll updated September 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305E E 40TH ST, NORFOLK, VA 23504-1009
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	305 E 40TH ST, NORFOLK, VA 23504-1009
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	VA HOME TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220018401
Date	Jul 25, 2022
Instrument	220018401

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,832.00 (+7.56%)	$718,100 (+9.32%) Land $264,100 Building $454,000	$718,100 (+9.32%) Land $264,100 Building $454,000
2023	$8,211.00	$656,900 Land $264,100 Building $392,800	$656,900 Land $264,100 Building $392,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 92 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 units insured incl. 27 condo units
Nearby Flood Claims	147 (1982–2019)
Claims Outside the SFHA	20 of 147
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 18 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 39 claims Hurricane Isabel, Sep 2003 · 32 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 260 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF NORFOLK serves 234,220 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.