305 E 22nd Ter, Kearney, MO 64060 Property Records

Clay County property record for 305 E 22nd Ter, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,146 (May 2025)
Tax Bill	$3,365 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-305-00-09-012.00`

Property Details

APN / Parcel Number

Primary APN	`11-305-00-09-012.00`
Alternative APNs	`1130500090120001` `298083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,535 sqft
Basement Area	785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	305 E 22ND TER
City	KEARNEY
State	MO
Zip	64060-7316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION RIDGE 2ND PLAT LT 65
Legal Range	31W
Legal Township	52N
Legal Section	02
Legal Subdivision	MISSION RIDGE 2ND
Legal Lot Number	65
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1033
Census Tract	21811

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E 22ND TER, KEARNEY, MO 64060-7316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2019	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Dec 31, 2018	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Dec 31, 2018
Deed Document Number	202511475
Deed Book / Page	9936 / 40
Prior Transfer Date	Nov 15, 2010
Prior Transfer Doc	0000039840
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	305 E 22ND TER, KEARNEY, MO 64060-7316
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000727
Date	Jan 10, 2019
Book Page	8348/081
Instrument	2019000727

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 31, 2018
Property Address	305 E 22ND TER, KEARNEY, MO 64060-7316
Document Number	0000041375
Book / Page	008343 / 000126
Instrument Date	Dec 19, 2018
Instrument	41375
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 E 22ND TER KEARNEY MO 640607316, KEARNEY, MO 64060-7316

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	305 E 22ND TER, KEARNEY, MO 64060-7316
Document Number	0000010266
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E 22ND TER KEARNEY MO 640607316, KEARNEY, MO 64060-7316

Mortgage

Document Number	0000010266
Date	Apr 5, 2018
Book Page	008172/000147
Instrument	10266

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,365.00 (+9.72%)	$51,430 (+14.9%)	$270,684 (+14.9%)
2024	$3,067.00 (+0.36%)
2023	$3,056.00 (+20.31%)	$44,760	$235,578
2019	$2,540.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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