305 E 1st St, Malvern, IA 51551 Property Records

Mills County property record for 305 E 1st St, Malvern, IA 51551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,428 sqft · built 1980
Lot Size	0.26 acres (11,330 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jun 2026)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089560000000000`

Property Details

APN / Parcel Number

Primary APN	`089560000000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	700 sqft
Unfinished Basement	420 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,330 sqft (0.26 acres)
Lot Dimensions	110 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	1,217 sqft
Parking Spaces	5 Parking Spaces
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	305 E 1ST ST
City	MALVERN
State	IA
Zip	51551-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 APRIL ADD
Legal Subdivision	APRIL ADDITION
Legal Lot Number	5
Jurisdiction	MILLS IA
Township / Civil Division	MALVERN
Census Block Group	4
Census Block	4083
Census Tract	40100

Owner

Source: Mills County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E 1ST ST, MALVERN, IA 51551-8008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage MALVERN BANK
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage MORIA DEVELOPMENTS INC
Jul 23, 2018	Warranty Deed, Transfer ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20261363
Deed Book / Page	2026 / 1363
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Jun 3, 2026
Property Address	305 E 1ST ST, MALVERN, IA 51551-8008
Document Number	0000001363
Book / Page	2026 / 1363
Instrument Date	May 27, 2026
Instrument	20261363
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,247.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 E 1ST ST, MALVERN, IA 51551-8008

Mortgage

Document Number	0000001364,
Date	Jun 3, 2026
Instrument	20261364

Lender

Name	MALVERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2031

Interest

Rate	6.23%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	305 E 1ST ST, MALVERN, IA 51551-8008
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2491
Date	Sep 2, 2020
Book Page	2020/2491
Instrument	2020-2491

Lender

Name	MORIA DEVELOPMENTS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Jul 23, 2018
Property Address	305 E 1ST ST, MALVERN, IA 51551-8008
Document Number	2018/1613
Book / Page	2018 / 1613
Instrument Date	Jul 19, 2018
Instrument	000000001613
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 E 1ST ST, MALVERN, IA 51551-8008

Mortgage

Document Number	0000002018/0000001614
Date	Jul 23, 2018
Book Page	0000002018/0000001614
Instrument	000000001614

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Malvern City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,824.00 Homeowner's exemption	$272,074 (+35.52%) Land $26,126 Building $245,948	$272,074 (+35.52%) Land $26,126 Building $245,948
2024	$3,824.00 (+10.14%)
2023		$200,765 (+10.85%) Land $8,709 Building $192,056	$200,765 (+10.85%) Land $8,709 Building $192,056
2022	$3,472.00	$181,106 Land $8,709 Building $172,397
2021			$181,106 Land $8,709 Building $172,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATER SUPPLY serves 1,046 people · EPA ID IA6545020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

May also be available: Nextlink.

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