Gaston County property record for 305 E 1st St, Lowell, NC 28098 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,481 sqft Heated Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $109,000 (2019) |
| Tax Bill | $2,429.00 (2023) |
Source: Gaston County records · APN 128404
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E 1ST ST, LOWELL, NC 28098-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 22, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2019 · Amount on Record |
| Deed Sale | Jan 22, 2019 · Amount on Record |
| Prior Sale | Aug 23, 2001 · Amount on Record |
| Deed Doc Number | 0000502169 |
| Deed Book / Page | 5021 / 69 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 305 E 1ST ST, LOWELL, NC 28098-1515 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 E 1ST ST, LOWELL, NC 28098-1515 |
| Document Number | 0053512071 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 5351/2071 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Feb 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 22, 2019 |
| Property Address | 305 E 1ST ST, LOWELL, NC 28098-1515 |
| Document Number | 0050210069 |
| Book / Page | 5021 / 0069 |
| Map Reference | MB 9 PG 311 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 518, LOWELL, NC 28098-0518 |
| Name | Verified Name |
|---|---|
| Address | 305 E 1ST ST, LOWELL, NC 28098-1515 |
| Document Number | 0050210071 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 5021/0071 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $2,429.00 | $204,990 Land $22,000 Building $182,990 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 128404 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,481 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 73 ft x 147 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 200 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 139 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 305 E 1ST ST |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | A L HENDERSON CS BLK 15 L C PLAT BOOK 009 PLAT PAGE 311 |
| Legal Subdivision | A L HENDERSON CS |
| Legal Block | 15 |
| Jurisdiction | GASTON NC |
| Minor Civil Division | SOUTH POINT |
| Census Blockgroup | 2 |
| Census Block | 2047 |
| Census Tract | 31304 |
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