305 E 1st St, Hartford, SD 57033 Property Records

Minnehaha County property record for 305 E 1st St, Hartford, SD 57033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1905
Lot Size	0.277 acres (12,079 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Nov 2019)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-14-22-335-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-14-22-335-005-000`
Alternative APN	`23504`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,120 sqft Finished Area
Gross Area	1,284 sqft
1st Floor Area	884 sqft
Upper Floors Area	400 sqft
Basement Area	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,079 sqft (0.277 acres)
Lot Dimensions	132 ft deep x 91.5 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	23504
Street Address	305 E 1ST ST
City	HARTFORD
State	SD
Zip	57033-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W91.5` LOTS 9 & 10 BLOCK 8 DRAKES ADDN TO CITY OF HARTFORD
Legal Subdivision	DRAKES ADDN
Legal Block	8
Legal Lot Number	9-10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	HARTFORD
Census Block Group	4
Census Block	4032
Census Tract	10300

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E 1ST ST, HARTFORD, SD 57033-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Nov 22, 2019	Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Book / Page	593-D / 0120
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	May 14, 2026
Property Address	305 E 1ST ST, HARTFORD, SD 57033-2014
Document Number	00002016/9
Book / Page	2016-M / 9
Instrument Date	Apr 30, 2026
Instrument	2026158543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 1ST ST, HARTFORD, SD 57033-2014

Mortgage

Document Number	0000158543,
Date	May 14, 2026
Book Page	2016-M/9
Instrument	2026158543

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	311 Months
Due	Apr 1, 2052

Interest

Rate	6.46%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	305 E 1ST ST, HARTFORD, SD 57033-2014
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1948MTG/359
Date	Mar 11, 2022
Book Page	1948 MTG/359

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 11, 2022
Property Address	305 E 1ST ST, HARTFORD, SD 57033-2014
Document Number	611DEED/130
Book / Page	611 DEED / 130
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 1ST ST, HARTFORD, SD 57033-2014

Mortgage

Document Number	1948MTG/358
Date	Mar 11, 2022
Book Page	1948 MTG/358

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 11, 2022
Property Address	305 E 1ST ST, HARTFORD, SD 57033-2014
Document Number	612DEED/130
Book / Page	612 DEED / 130
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 1ST ST, HARTFORD, SD 57033-2014

Mortgage

Document Number	1948MTG/358
Date	Mar 11, 2022
Book Page	1948 MTG/358

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 22, 2019
Property Address	305 E 1ST ST, HARTFORD, SD 57033-2014
Document Number	593DEED/0120
Book / Page	593 DEED / 0120
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 S MORROW DR, SIOUX FALLS, SD 57106-1243
Investor	Possibly a Property Investor

Mortgage

Document Number	1872MTG0539
Date	Nov 22, 2019
Instrument	1872 MTG/0539

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Hartford City
Unified School District	West Central School District 49-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,581.00	$159,800 (+4.31%) Land $34,100 Building $125,700
2024	$2,581.00 (-2.64%)	$153,200 (+24.35%) Land $34,100 Building $119,100
2022	$2,651.00	$123,200 Land $25,400 Building $97,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARTFORD serves 3,396 people · EPA ID SD4600150
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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