305 E 1st Ave, Franklin, KY 42134 Property Records

Simpson County property record for 305 E 1st Ave, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,358 sqft · built 2000
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$399,000 (Sep 2024)
Tax Bill$3,194 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN042-00-00-025.00

Property Details

APN / Parcel Number

Primary APN042-00-00-025.00
Alternative APN
  • 1368

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,358 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,700 sqft (0.59 acres)
Lot Width149 ft Width
Garage TypeDetached
Garage Area837 sqft
DrivewayGravel Driveway
PorchSlab
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address305 E 1ST AVE
CityFRANKLIN
StateKY
Zip42134-8620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description305 FIRST AVENUE EAST
Legal SubdivisionWHITE OAK ACRES
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3028
Census Tract970200

Owner

Source: Simpson County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address230 CLAIBORNE CIR, FRANKLIN, KY 42134-1914
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2024 · Amount on Record
Deed SaleSep 16, 2024 · Amount on Record
Prior SaleFeb 3, 2014 · Amount on Record
Deed Document Number20241227214
Deed Book / Page382 / 372
Transfer Doc00D307/784
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address305 E 1ST AVE, FRANKLIN, KY 42134-8620
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 E 1ST AVE, FRANKLIN, KY 42134-8620

Mortgage

Document Number00M579/564
DateDec 26, 2025
Book PageM579/564
Instrument1258366
Lender
NameFRANKLIN BANK & TRUST CO
TypeBank
AddressFRANKLIN, KY 42135
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 5, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,194.00 (+103.44%)$364,000 (+69.3%)$364,000 (+69.3%)
2023$1,570.00 Homeowner's exemption$215,000$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2010–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIMPSON COUNTY WATER DISTRICT
serves 8,946 people · EPA ID KY1070398
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Franklin EPB Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 1st Ave

Nearby Streets

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