305 E 18th St, Paterson, NJ 07524 Property Records

Passaic County and Paterson City property record for 305 E 18th St, Paterson, NJ 07524

Property Summary

Property Type	Single Family Home
Details	982 sqft · built 1700
Lot Size	0.099 acres (4,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Sep 2023)
Tax Bill	$7,896 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-02702-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`08-02702-0000-00005`
Alternative APN	`08C0324000000011`

Interior

Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	982 sqft

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Construction Type	Frame
Lot Area	4,299 sqft (0.099 acres)
Lot Dimensions	100 ft deep x 43 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	08C0324000000011
Street Address	305 E 18TH ST
City	PATERSON
State	NJ
Zip	07524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: 973-563-3928
Legal Block	2702
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1000
Census Tract	181102

Owner

Source: Passaic County and Paterson City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E 18TH ST, PATERSON, NJ 07524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Sep 15, 2023	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Apr 19, 2022	Deed of Trust, Mortgage · FHA Mortgage MID-ISLAND MORTGAGE CORP
Sep 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	202329550
Deed Book / Page	4586 / 130
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	305 E 18TH ST, PATERSON, NJ 07524
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 18TH ST, PATERSON, NJ 07524-2607

Mortgage

Document Number	0000002499
Date	Jan 21, 2026
Book Page	M19761/105
Instrument	2026002499

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 15, 2023
Property Address	305 E 18TH ST, PATERSON, NJ 07524
Document Number	0000029550
Book / Page	D4586 / 130
Instrument Date	Aug 23, 2023
Instrument	2023029550
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	NOT AVAILABLE, VIGILANT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	447 BURNING TREE RD, CHERRY HILL, NJ 08034-3103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 18TH ST, PATERSON, NJ 07524

Mortgage

Document Number	0000029552
Date	Sep 15, 2023
Instrument	2023029552

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	305 E 18TH ST, PATERSON, NJ 07524
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021697
Date	Apr 19, 2022
Book Page	M17943/232
Instrument	2022021697

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company
Address	WESTBURY, NY 11590

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2051

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	305 E 18TH ST, PATERSON, NJ 07524
Document Number	0000002898
Book / Page	014315 / 000037
Instrument Date	Sep 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E 18TH ST PATERSON NJ 07524, PATERSON, NJ 07524

Mortgage

Document Number	0000002898
Date	Jan 17, 2017
Book Page	014315/000037
Instrument	2898

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PATERSON, NJ 07505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2022

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,000 (+157.43%) Land $147,700 Building $233,300	$381,000 (+157.43%) Land $147,700 Building $233,300
2025	$7,896.00 (+4.71%)	$148,000 (-) Land $40,100 Building $107,900	$148,000 (-) Land $40,100 Building $107,900
2024	$7,541.00 (+9.77%)
2023		$148,000 (-) Land $40,100 Building $107,900	$148,000 (-) Land $40,100 Building $107,900
2022	$6,870.00	$148,000 Land $40,100 Building $107,900	$148,000 Land $40,100 Building $107,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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