Callaway County property record for 305 Dover Dr, Holts Summit, MO 65043
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,727 sqft · built 2021 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,704 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-25.0-30-002-003.070 |
| Primary APN | 25-07.0-25.0-30-002-003.070 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,727 sqft Living Area |
| 1st Floor Area | 1,727 sqft |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 932 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Patio Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2507025030002003070 |
|---|---|
| Street Address | 305 DOVER DR |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT # 125 THE CEDARS PLAT 6 P9/290 |
| Legal Subdivision | CEDARS PLAT 6 |
| Legal Lot Number | 125 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 70800 |
Source: Callaway County records · APN 25-07.0-25.0-30-002-003.070
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 305 DOVER DR, HOLTS SUMMIT, MO 65043-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2021 | Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK |
| Apr 05, 2021 | Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK |
| Jun 03, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HAWTHORNE BANK |
| Oct 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK |
| Apr 05, 2021 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 |
| Deed Sale | Jan 30, 2026 |
| Prior Sale | Apr 05, 2021 |
| Deed Document Number | 202600629 |
| Deed Book / Page | 525 / 272 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 305 DOVER DR, HOLTS SUMMIT, MO 65043-2140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000246/657 |
|---|---|
| Date | May 05, 2021 |
| Book Page | 246/657 |
| Instrument | 202103488 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 01, 2026 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 305 DOVER DR, HOLTS SUMMIT, MO 65043-2140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000246/439 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 246/439 |
| Instrument | 202102588 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 01, 2026 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 305 DOVER DR, HOLTS SUMMIT, MO 65043-2140 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Title Company | MIDWEST TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 000500/420 |
|---|---|
| Date | Jun 03, 2022 |
| Book Page | 500/420 |
| Instrument | 202203514 |
| Name | HAWTHORNE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 305 DOVER DR, HOLTS SUMMIT, MO 65043-2140 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 245/191 |
|---|---|
| Date | Oct 06, 2020 |
| Book Page | 245/191 |
| Instrument | 202007120 |
| Name | MID AMERICA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Apr 05, 2021 |
| Property Address | 305 DOVER DR, HOLTS SUMMIT, MO 65043-2140 |
| Document Number | 491/741 |
| Book / Page | 491 / 741 |
| Instrument Date | Apr 02, 2021 |
| Instrument | 202102587 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 DOVER DR, HOLTS SUMMIT, MO 65043-2140 |
Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,385 (-) | $228,340 (-) | |
| 2024 | $2,704.00 (+0.04%) | $43,385 (-) | $228,340 (-) |
| 2023 | $2,703.00 (+1.08%) | $43,385 (+1.11%) | $228,340 (+1.11%) |
| 2022 | $2,674.00 | $42,910 Land $4,750 Building $38,160 | |
| 2021 | $225,840 Land $25,000 Building $200,840 |
Source: FEMA National Flood Hazard Layer as of September 5, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 2,000 / 1,000 |
| Callabyte Technology Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Whittrio Fixed Wireless · not low latency | 100 / 50 |
Based on FCC filings for 33 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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