305 Derby Ave, Derby, CT 06418 Property Records

Derby City property record for 305 Derby Ave, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,809 sqft · built 1879
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Mar 2024)
Tax Bill	$6,021 (2024)
Deeds & Mortgages	Mar 2024 Sale Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:7 B:10 L:3`

Property Details

APN / Parcel Number

Primary APN	`DERB M:7 B:10 L:3`
Alternative APNs	`003453` `9243` `3453`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	3453
Street Address	305 DERBY AVE
City	DERBY
State	CT
Zip	06418-2703
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-4
Legal Block	10
Legal Lot Number	3
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4006
Census Tract	120100

Owner

Source: Derby City records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 DERBY AVE, DERBY, CT 06418-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer
Mar 17, 2021	Deed of Trust, Mortgage · Balloon Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	2024326
Deed Book / Page	922 / 164
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Mar 22, 2024
Property Address	305 DERBY AVE, DERBY, CT 06418-2703
Document Number	000922-164
Book / Page	922 / 164
Instrument Date	Mar 14, 2024
Instrument	326
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 NICHOLS AVE, STRATFORD, CT 06614-1713

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	305 DERBY AVE, DERBY, CT 06418-2703
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	842-210
Date	Mar 17, 2021
Book Page	842/210
Instrument	522

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,370 (-) Land $37,670 Building $101,700	$199,100 Land $53,814 Building $145,286
2024	$6,021.00 (+11.91%)
2023	$5,380.00	$139,370 (-) Land $37,660 Building $101,710
2022	$5,380.00	$139,370 Land $37,660 Building $101,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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