305 DAVID CT LADSON SC 294564801, LADSON, SC 29456-4801
Mortgage
Document Number
1187/0165
Date
Jan 22, 2018
Book Page
011187/000165
Instrument
1518
Lender
Name
CAROLINA ONE MTG
Type
Mortgage Company
Address
NORTH CHARLESTON, SC 29405
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 21, 2048
January 2017: Quit Claim Deed, Mortgage
Document Type
Quit Claim Deed
Jurisdiction
DORCHESTER SC
Recording Date
Jan 9, 2017
Property Address
305 DAVID CT, LADSON, SC 29456-4801
Document Number
0606/0094
Book / Page
010606 / 000094
Instrument Date
Jan 4, 2017
Transaction Type
Mortgage
Record Updated
Jan 13, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
305 DAVID CT LADSON SC 294564801, LADSON, SC 29456-4801
Mortgage
Document Number
606/0099,
Date
Jan 9, 2017
Book Page
010606/000099
Lender
Name
FIRST CITIZENS BK
Type
Bank
Address
COLUMBIA, SC 29211
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 8, 2047
January 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
DORCHESTER SC
Recording Date
Jan 9, 2017
Property Address
305 DAVID CT, LADSON, SC 29456-4801
Document Number
0606/0089
Book / Page
010606 / 000089
Instrument Date
Dec 30, 2016
Transaction Type
Transfer
Record Updated
Jan 13, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
305 DAVID CT LADSON SC 294564801, LADSON, SC 29456-4801
Tax Assessment & Valuation
The 2025 property tax bill for 305 David Ct was $1,163.
Source: Dorchester County assessment roll, as of October 31, 2025
Property Jurisdictions
Type
Name
State
South Carolina
County
Dorchester County
Unified School District
Dorchester School District 2 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,163.00
$12,259Land $2,600Building $9,659
$306,476Land $65,000Building $241,476
2024
$1,163.00 (+10.13%)
2023
$1,056.00 (-65.3%)
$8,026 (-0.05%)Land $1,200Building $6,826
$133,770 (-)Land $20,000Building $113,770
2022
$3,043.00
$8,030Land $1,200Building $6,830
$133,770Land $20,000Building $113,770
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 305 David Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 11 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
11 in force
Nearby Flood Claims
1 (2015)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Oct 2015 · Severe Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 305 David Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source
Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection
Nov 2022
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
AT&T DSL · Fiber in parts of the area
100 / 20
May also be available: Hotwire Communications, Verizon, WOW Internet, Cable & Phone, Xfinity.