305 Curtis Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 305 Curtis Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft · built 1981
Lot Size	1.26 acres (55,000 sqft)
Owner	2 Individual Names on File
Last Sale	$89,400 (Mar 2017)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`55W180005200`

Property Details

APN / Parcel Number

Primary APN	`55W180005200`
Alternative APNs	`010357` `10357`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,600 sqft Adjusted Area
1st Floor Area	1,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,000 sqft (1.26 acres)
Lot Dimensions	200 ft deep x 275 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 CURTIS RD
City	COLUMBUS
State	MS
Zip	39702-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALSO LOTS 146,147 305 CURTIS RD LOT 145 10A
Legal Range	18W
Legal Township	18S
Legal Section	11
Legal Subdivision	MASONIC HOMES SUBDIV
Legal Lot Number	146-145
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	500

Owner

305 Curtis Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Lowndes County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	305 CURTIS RD, COLUMBUS, MS 39702-3023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Deed Book / Page	2017 / 1894
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 23, 2017
Property Address	305 CURTIS RD, COLUMBUS, MS 39702-3023
Document Number	0020171894
Book / Page	002017 / 001894
Instrument Date	Mar 22, 2017
Transaction Type	Transfer
Record Updated	Apr 3, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	305 CURTIS RD COLUMBUS MS 397023023, COLUMBUS, MS 39702-3023

Mortgage

Document Number	20176300
Date	Mar 23, 2017
Book Page	002017/006300

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 305 Curtis Rd was $1,135 with a homeowner's exemption, up 1.6% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+1.61%) Homeowner's exemption	$8,786	$87,860 Land $15,750 Building $72,110
2024	$1,117.00 (+13.63%)
2023	$983.00 Homeowner's exemption	$7,850	$78,500 Land $15,750 Building $62,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Curtis Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Curtis Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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