Baldwin County property record for 305 Cumberland Rd, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,294 sqft · built 2004 |
| Lot Size | 0.496 acres (21,588 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-33-0-000-002.086 |
| Primary APN | 43-08-33-0-000-002.086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,294 sqft Heated Area |
| 1st Floor Area | 3,294 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,588 sqft (0.496 acres) |
| Lot Dimensions | 187 ft deep x 115 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 257506 |
|---|---|
| Street Address | 305 CUMBERLAND RD |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115.2' X 187.4' IRR LOT 77 SANDY FORD SUB PHASE TWO SLIDE 2113-F IN THE CITY OF FAIRHOPE SEC 33-T5S-R2E (WD-SURVIVORSHIP) |
| Legal Subdivision | SANDY FORD SUB PHASE TWO |
| Legal Phase | 2 |
| Legal Lot Number | 77 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 10709 |
305 Cumberland Rd is owned and occupied by an individual who acquired it in May 2008.
Source: Baldwin County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 CUMBERLAND RD, FAIRHOPE, AL 36532-3442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2008 |
| Deed Sale | May 29, 2008 |
| Prior Sale | Dec 8, 2005 |
| Deed Document Number | 20081118664 |
| Record Updated | Oct 29, 2026 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,420 Land $14,400 Building $58,020 | $724,000 Land $143,900 Building $580,100 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $60,920 (+14.81%) | $609,000 (+14.78%) Land $98,700 Building $510,300 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $53,060 | $530,600 Land $109,200 Building $421,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Cumberland Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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