305 Cullin Rd, Elgin, SC 29045 Property Records

Richland County property record for 305 Cullin Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Details4 bd · 3 ba · 2,576 sqft · built 2023
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$349,900 (Nov 2023)
Tax Bill$128 (2023)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28913-05-15

Property Details

APN / Parcel Number

Primary APN28913-05-15
Alternative APN
  • R28913-05-15

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,576 sqft Living Area
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area10,890 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address305 CULLIN RD
CityELGIN
StateSC
Zip29045-9841
Property CategoryOther
Property TypeUnknown
Legal DescriptionLOT 116 52.1X136.9X64.7X55.1X41X125.3 #SU THE MILLS AT WOODCREEK FARMS PH 2B #PR RB2808-1131
Legal Lot Number52,116
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2094
Census Tract11407

Owner

Source: Richland County records · APN 28913-05-15

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Deed Document Number202349444
Deed Book / Page2879 / 2167
Record UpdatedSep 20, 2026

November 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateNov 14, 2023
Property Address305 CULLIN RD, ELGIN, SC 29045-9841
Document Number0028792167
Book / Page2879 / 2167
Map ReferenceMB 2808 PG 1131
Instrument DateNov 13, 2023
Instrument2023049444
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 CULLIN RD, ELGIN, SC 29045-9841

Mortgage

Document Number2023049445
DateNov 14, 2023
Instrument2023049445
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Market Value
2025$349,900 Land $55,000 Building $294,900
2023$128.00 Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 46% of the US · above 39% of South Carolina
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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