305 Crystal Ct, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 305 Crystal Ct, Sergeant Bluff, IA 51054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,801 sqft · built 1988
Lot Size0.289 acres (12,600 sqft)
Owner2 Individual Names on Record
Last Sale$232,000 (Aug 2016)
Tax Bill$5,066 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN884731252005

Property Details

APN / Parcel Number

Primary APN884731252005

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,801 sqft Living Area
Basement Area1,801 sqft
Finished Basement875 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions100 ft deep x 200 ft wide
Garage TypeAttached
Garage Area954 sqft
Parking Spaces4 Parking Spaces
Deck Area346 sqft
Patio Area346 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address305 CRYSTAL CT
CitySERGEANT BLUFF
StateIA
Zip51054-8922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLDEN FLATS ADDITION LOT 55
Legal SubdivisionGOLDEN FLATS ADDITION TO SERGEANT BLUFF
Legal Lot Number55
JurisdictionWOODBURY IA
Township / Civil DivisionWOODBURY
Census Block Group3
Census Block3035
Census Tract3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 CRYSTAL CT, SERGEANT BLUFF, IA 51054-8922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2016 · Amount on Record
Deed SaleAug 22, 2016 · Amount on Record
Prior SaleAug 22, 2016 · Amount on Record
Deed Document Number20162171
Deed Book / Page748 / 9050
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address305 CRYSTAL CT, SERGEANT BLUFF, IA 51054-8922
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006898
DateMay 24, 2021
Instrument2021-06898
Lender
NameSOFI LENDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateIowa
CountyWoodbury County
MunicipalitySergeant Bluff City
Unified School DistrictSergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,066.00 (+3.47%) Homeowner's exemption$355,000 (+5.08%) Land $23,690 Building $331,310$355,000 (+5.08%) Land $23,690 Building $331,310
2023$4,896.00 (+5.84%) Homeowner's exemption$337,840 Land $25,630 Building $312,210$337,840 Land $25,630 Building $312,210
2022$4,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSERGEANT BLUFF WATER SUPPLY
serves 5,015 people · EPA ID IA9774033
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Fiber · Cable in parts of the area
1,000 / 1,000
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

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