305 Crook Crest Rd, Oakland, MD 21550 Property Records

Garrett County property record for 305 Crook Crest Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,080 sqft · built 1891
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Company Names on Record
Last Sale	$415,000 (Aug 2023)
Tax Bill	$5,647 (2026)
Deeds & Mortgages	Jun 2026 Sale Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-007483`

Property Details

APN / Parcel Number

Primary APN	`17-007483`
Alternative APN	`007483`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	388 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007483
Street Address	305 CROOK CREST RD
City	OAKLAND
State	MD
Zip	21550-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.38 AC W/S CROOK CREST RD OAKLAND
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3002
Census Tract	601

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1706 EAST AVE, MC LEAN, VA 22101-4707
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 16, 2023	Deed, Transfer NOT AVAILABLE, LAKE TITLE LLC
Jun 5, 2020	Loan Modification, Mortgage · Conventional with PMI ARUNDEL FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Book / Page	2506 / 286
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 17, 2026
Property Address	305 CROOK CREST RD, OAKLAND, MD 21550-1234
Document Number	2691000287
Book / Page	2691 / 287
Instrument Date	Jun 2, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1706 EAST AVE, MC LEAN, VA 22101-4707

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 16, 2023
Property Address	305 CROOK CREST RD, OAKLAND, MD 21550-1234
Document Number	0025060286
Book / Page	2506 / 286
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	NOT AVAILABLE, LAKE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1706 EAST AVE, MC LEAN, VA 22101-4707

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARRETT MD
Property Address	305 CROOK CREST RD, OAKLAND, MD 21550-1234
Document Number	0022130446
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CROOK CREST RD CRELLIN MD 215501234, CRELLIN, MD 21550-1234

Mortgage

Document Number	0022130446
Date	Jun 26, 2020
Book Page	002213/000446

Lender

Name	ARUNDEL FSB
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2035

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,647.00 (+4.27%)	$356,533 (+5.58%)	$394,200 (+16.73%) Land $24,200 Building $370,000
2025	$5,416.00 (+13.83%)	$337,700 (+13.9%) Land $24,200 Building $313,500	$337,700 (-) Land $24,200 Building $313,500
2023	$4,758.00 Homeowner's exemption	$296,500	$337,700 Land $24,200 Building $313,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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