Madison County property record for 305 Covington Cv, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 3,888 sqft · built 2016 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,867 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081E-22-273 |
| Primary APN | 081E-22-273 |
|---|---|
| Alternative APN |
|
| Building Area | 3,888 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,359 sqft |
| Year Built | Built 2016 |
|---|---|
| Patio Area | 170 sqft |
| Account Number | 53449 |
|---|---|
| Street Address | 305 COVINGTON CV |
| City | MADISON |
| State | MS |
| Zip | 39110-4581 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT C-44 COVINGTON - BLK C PH III @ REUNION |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 22 |
| Legal Subdivision | COVINGTON BLK C PH 3 REUNION |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | C-44 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30301 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 COVINGTON CV, MADISON, MS 39110-4581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage PRIORITYONE BK |
| Sep 14, 2018 | Deed of Trust, Mortgage FIRST BK |
| Apr 20, 2017 | Deed of Trust, Mortgage FIRST BK |
| Jan 25, 2017 | Deed of Trust, Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2015 |
| Deed Sale | Sep 4, 2015 |
| Deed Document Number | 0003251685 |
| Deed Book / Page | 3251 / 0685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 305 COVINGTON CV, MADISON, MS 39110-4581 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 305 COVINGTON CV |
| Document Number | 004631/273 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 4631/273 |
| Instrument | 1043030 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 6, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 305 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 0000916827 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 305 COVINGTON CV MADISON MS 391104581, MADISON, MS 39110-4581 |
| Document Number | 0000916827 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 003980/000650 |
| Instrument | 916827 |
| Name | PRIORITYONE BK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157-1715 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 27, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 305 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 0000852151 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 COVINGTON CV MADISON MS 391104581, MADISON, MS 39110-4581 |
| Document Number | 0000852151 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 003656/000761 |
| Instrument | 852151 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 14, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 305 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 0000811389 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 305 COVINGTON CV MADISON MS 391104581, MADISON, MS 39110-4581 |
| Document Number | 0000811389 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 003471/000650 |
| Instrument | 811389 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39649-1128 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 26, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 305 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 0000805315 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 305 COVINGTON CV MADISON MS 391104581, MADISON, MS 39110-4581 |
| Document Number | 0000805315 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 003439/000931 |
| Instrument | 805315 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jan 31, 2024 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,867.00 Homeowner's exemption | $44,341 (+0.03%) | $443,410 (+0.03%) Land $75,000 Building $368,410 |
| 2024 | $4,867.00 (-17.69%) | ||
| 2023 | $5,913.00 Homeowner's exemption | $44,329 | $443,290 Land $75,000 Building $368,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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