Madison County property record for 305 Cook Ave, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,120 sqft · built 1988 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,000 (Feb 2017) |
| Tax Bill | $4,271 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2017 Sale & Mortgage + 2 more |
| APN | 11-2-10-14-10-101-006 |
| Primary APN | 11-2-10-14-10-101-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Garage Type | Attached |
| Patio Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 305 COOK AVE |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARTIN H F RESUBD LOT 3 100X115 |
| Legal Subdivision | HF MARTIN SUB |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 403801 |
305 Cook Ave is owned and occupied by an individual who bought it in February 2017.
Source: Madison County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 126, HAMEL, IL 62046-0126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 3, 2017 | Warranty Deed, Transfer FIRST NAT'L BK/STAUNTON |
| Feb 3, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Feb 3, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2017 · Amount on File |
| Deed Sale | Feb 3, 2017 · Amount on File |
| Prior Sale | Feb 3, 2017 · Amount on File |
| Deed Document Number | 20174141 |
| Prior Transfer Date | Jan 26, 2017 |
| Prior Transfer Doc | 0000004141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 24, 2026 |
| Property Address | 305 COOK AVE, HAMEL, IL 62046-1041 |
| Document Number | 0000028373 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202628373 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 305 COOK AVE, HAMEL, IL 62046-1041 |
| Document Number | 0000028373, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 202628373 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 3, 2017 |
| Property Address | 305 COOK AVE, HAMEL, IL 62046-1041 |
| Document Number | 0000004139 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 4139 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $40.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 126 HAMEL IL 620460126, HAMEL, IL 62046-0126 |
| Document Number | 4142 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | 4142 |
| Name | FIRST NAT'L BK/STAUNTON |
|---|---|
| Type | Bank |
| Address | STAUNTON, IL 62088-0059 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 2, 2047 |
| Rate | 4% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 3, 2017 |
| Property Address | 305 COOK AVE, HAMEL, IL 62046-1041 |
| Document Number | 0000004140 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 4140 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $40.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 126 HAMEL IL 620460126, HAMEL, IL 62046-0126 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 3, 2017 |
| Property Address | 305 COOK AVE, HAMEL, IL 62046-1041 |
| Document Number | 0000004141 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 4141 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $40.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 126 HAMEL IL 620460126, HAMEL, IL 62046-0126 |
The 2025 property tax bill for 305 Cook Ave was $4,271 with a homeowner's exemption, up 10.2% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,271.00 (+10.16%) Homeowner's exemption | $68,170 (+10.47%) Land $12,370 Building $55,800 | $204,510 (+10.47%) Land $37,110 Building $167,400 |
| 2024 | $3,877.00 | $61,710 Land $11,200 Building $50,510 | $185,130 Land $33,600 Building $151,530 |
| 2022 | $3,265.00 | $50,410 Land $9,150 Building $41,260 | $151,381 Land $27,477 Building $123,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 305 Cook Ave; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Cook Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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