Gaston County property record for 305 Conservancy Dr, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,967 sqft · built 2020 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Sep 2023) |
| Tax Bill | $4,462 (2026) |
| Deeds & Mortgages | May 2023 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224808 |
| Primary APN | 224808 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,967 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Lot Area | 11,761 sqft (0.27 acres) |
| Street Address | 305 CONSERVANCY DR |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-6304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE CONSERVANCY AT MCLEAN L 126 15 125 001 00 000 |
| Legal Subdivision | THE CONSERVANCY AT MCLEAN PHASE 2 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 32510 |
305 Conservancy Dr is owned and occupied by an individual who bought it in September 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 CONSERVANCY DR, BELMONT, NC 28012-6304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 14, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Apr 21, 2021 | Correction Deed |
| May 29, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on File |
| Deed Sale | Sep 18, 2023 · Amount on File |
| Prior Sale | May 14, 2021 · Amount on File |
| Deed Book / Page | 5434 / 2089 |
| Prior Transfer Date | Apr 15, 2021 |
| Prior Transfer Doc | 0052210099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 305 CONSERVANCY DR, BELMONT, NC 28012-6304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 CORNERVANCY DRIVE, BELMONT, NC 28012 |
| Document Number | 0054120056 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 5412/56 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 457 Months |
| Due | Jun 1, 2061 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 14, 2021 |
| Property Address | 305 CONSERVANCY DR, BELMONT, NC 28012-6304 |
| Document Number | 0052272309 |
| Book / Page | 5227 / 2309 |
| Map Reference | MB 86 PG 9 |
| Instrument Date | May 3, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 CROMER RD, 120, LEXINGTON, SC 29073-9444 |
| Name | Verified Name |
|---|---|
| Address | 228 HUGHEY DR, GASTONIA, NC 28056-8477 |
| Document Number | 0052272311 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 5227/2311 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 21, 2021 |
| Property Address | 305 CONSERVANCY DR, BELMONT, NC 28012-6304 |
| Document Number | 0052210099 |
| Book / Page | 5221 / 99 |
| Map Reference | MB 88 PG 17&18 |
| Instrument Date | Apr 15, 2021 |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 419 S SHARON AMITY RD, 419, CHARLOTTE, NC 28211-2839 |
| Name | Verified Name |
|---|---|
| Address | 13000 S TRYON ST # F205, F205, CHARLOTTE, NC 28278-7652 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 29, 2020 |
| Property Address | 305 CONSERVANCY DR, BELMONT, NC 28012-6304 |
| Document Number | 0051260662 |
| Book / Page | 005126 / 000662 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $444.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13000 S TRYON ST #F205 CHARLOTTE NC 282787652, F205, CHARLOTTE, NC 28278-7652 |
The 2026 property tax bill for 305 Conservancy Dr was $4,462.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,462.00 | $423,380 Land $82,000 Building $341,380 | |
| 2023 | $4,502.00 | $422,760 Land $82,000 Building $340,760 | |
| 2021 | $168,960 Land $60,000 Building $108,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Conservancy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Conservancy Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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