305 Congress Ave, Hampton, VA 23669 Property Records

Hampton City property record for 305 Congress Ave, Hampton, VA 23669

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,386 sqft · built 2002
Lot Size0.164 acres (7,131 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Jun 2020)
Tax Bill$4,360 (2025)
Deeds & MortgagesJan 2005 Mortgage
Jun 2020 Sale & Mortgage
APN02G004 01B00035

Property Details

APN / Parcel Number

Primary APN02G004 01B00035
Alternative APN
  • 2004020

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,386 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,131 sqft (0.164 acres)
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area137 sqft
Deck Area59 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2004020
Street Address305 CONGRESS AVE
CityHAMPTON
StateVA
Zip23669-4665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7 R-9 ONE
Legal DescriptionCROWNE POINTE 1B LOT 35. - 06/12/2001-1375/1052-10FT BURIED CABLE EASEMENT
Legal SubdivisionCROWNE POINTE
Legal Lot Number35
JurisdictionHAMPTON CITY VA
Township / Civil DivisionHAMPTON
Census Block Group1
Census Block1001
Census Tract11600

Owner

Source: Hampton City records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 CONGRESS AVE, HAMPTON, VA 23669-4665
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2005Deed of Trust, Mortgage · ARM
COUNTRYWIDE HOME LOANS IN
Jun 22, 2020Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2020 · Amount on Record
Deed SaleJun 22, 2020 · Amount on Record
Prior SaleMay 1, 2002 · Amount on Record
Deed Document Number20208020
Record UpdatedSep 20, 2026

January 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Property Address305 CONGRESS AVE, HAMPTON, VA 23669-4665
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000500/259
DateJan 4, 2005
Book Page500/259
Lender
NameCOUNTRYWIDE HOME LOANS IN
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 1, 2035
Interest
Rate TypeAdjustable Rate
Rate7.13%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2008

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateJun 22, 2020
Property Address305 CONGRESS AVE, HAMPTON, VA 23669-4665
Document Number200008020
Instrument DateJun 9, 2020
Instrument200008020
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 CONGRESS AVE, HAMPTON, VA 23669-4665

Mortgage

Document Number200008021
DateJun 22, 2020
Instrument200008021
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hampton City assessment roll, as of August 19, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHampton City
Unified School DistrictHampton City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,360.00 (+7.63%)$369,000 (+9.5%) Land $84,000 Building $285,000$369,000 (+9.5%) Land $84,000 Building $285,000
2023$4,051.00 (+0.77%)$337,000 Land $80,000 Building $257,000$337,000 Land $80,000 Building $257,000
2022$4,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims53 (1988–2020)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWPORT NEWS
serves 407,300 people · EPA ID VA3700500
Water SourceSurface water
Last State InspectionSep 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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