305 Congers Ave, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 305 Congers Ave, Northvale, NJ 07647

Property Summary

Property Type	Single Family Home
Details	4,119 sqft · built 1962
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Oct 2019)
Tax Bill	$20,933 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-00808-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`40-00808-0000-00004`
Alternative APN	`400080800004`

Interior

Stories	1 Story
Building Area	4,119 sqft Living Area
1st Floor Area	4,119 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	305 CONGERS AVE
City	NORTHVALE
State	NJ
Zip	07647-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	80X100 1LT (610,7)
Legal Subdivision	SUNSET HEIGHTS
Legal Block	808
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	NORTHVALE
Census Block Group	3
Census Block	3004
Census Tract	2200

Owner

305 Congers Ave is owned and occupied by two individuals who bought it in October 2019.

Source: Bergen County and Northvale Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 CONGERS AVE, NORTHVALE, NJ 07647-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 4, 2019	Deed with Mortgage, Transfer · Conventional with PMI NJ LENDERS
Feb 19, 2019	Deed, Transfer · Stand-Alone First Mortgage 305 CONGERS LLC
Jan 3, 2019	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Feb 19, 2019 · Amount on File
Deed Document Number	201965825
Deed Book / Page	3366 / 1549
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	305 CONGERS AVE, NORTHVALE, NJ 07647-1503
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041431498
Date	May 14, 2021
Book Page	4143/1498
Instrument	2021076348

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	334 Months
Due	Mar 1, 2049

October 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Oct 4, 2019
Property Address	305 CONGERS AVE, NORTHVALE, NJ 07647-1503
Document Number	0033661549
Book / Page	003366 / 001549
Instrument Date	Aug 30, 2019
Instrument	65825
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 CONGERS AVE NORTHVALE NJ 076471503, NORTHVALE, NJ 07647-1503

Mortgage

Document Number	33661555
Date	Oct 4, 2019
Book Page	003366/001555
Instrument	65825

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 19, 2019
Property Address	305 CONGERS AVE, NORTHVALE, NJ 07647-1503
Document Number	0031810732
Book / Page	3181 / 732
Instrument Date	Jan 22, 2019
Instrument	19-011421
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3-36 26TH ST, FAIR LAWN, NJ 07410-3856

Mortgage

Document Number	1901142101
Date	Feb 19, 2019
Instrument	19-011421.01

Lender

Name	305 CONGERS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0031810732
Date	Feb 19, 2019
Book Page	3181/732
Instrument	19-011421

Lender

Name	305 CONGERS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 3, 2019
Property Address	305 CONGERS AVE, NORTHVALE, NJ 07647-1503
Document Number	0031441601
Book / Page	003144 / 001601
Instrument Date	Nov 30, 2018
Instrument	679
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9990 RICHMOND AVE #400S HOUSTON TX 770428500, 400S, HOUSTON, TX 77042-8500

Tax Assessment & Valuation

The 2025 property tax bill for 305 Congers Ave was $20,933, up 3.9% from the year before.

Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Northvale Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Northvale Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,171,300 (+86.22%) Land $379,000 Building $792,300	$1,171,300 (+86.22%) Land $379,000 Building $792,300
2025	$20,933.00 (+3.94%)	$629,000 Land $220,600 Building $408,400	$629,000 Land $220,600 Building $408,400
2024	$20,140.00
2023		$629,000 Land $220,600 Building $408,400	$629,000 Land $220,600 Building $408,400
2022	$18,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Congers Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 Congers Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Congers Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures