Scott County property record for 305 Concord Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft |
| Lot Size | 0.179 acres (7,804 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Oct 2021) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-20-146.000 |
| Primary APN | 168-20-146.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 7,804 sqft (0.179 acres) |
| Heating System | HVAC |
|---|
| Street Address | 305 CONCORD CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT VERNON ESTATES |
| Legal Subdivision | MT VERNON ESTATES |
| Legal Block | F |
| Legal Lot Number | 12 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40210 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 CONCORD CT, GEORGETOWN, KY 40324-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 30, 2018 | Deed, Transfer · FHA Mortgage HOMESERVICES LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Oct 30, 2018 · Amount on Record |
| Deed Document Number | 2021444652 |
| Deed Book / Page | 429 / 10 |
| Prior Transfer Date | Jan 21, 2016 |
| Prior Transfer Doc | D374/859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 28, 2021 |
| Property Address | 305 CONCORD CT, GEORGETOWN, KY 40324-1404 |
| Document Number | D429/10 |
| Book / Page | D429 / 10 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 444652 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 SPRING MEADOW PATH # PATHB3, 101, GEORGETOWN, KY 40324-8564 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 305 CONCORD CT, GEORGETOWN, KY 40324-1404 |
| Document Number | 444653 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 444653 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 305 CONCORD CT, GEORGETOWN, KY 40324-1404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | M1563/494 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | M1563/494 |
| Instrument | 425255 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 30, 2018 |
| Property Address | 305 CONCORD CT, GEORGETOWN, KY 40324-1404 |
| Document Number | D401/338 |
| Book / Page | D401 / 338 |
| Map Reference | CAB I SL231 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 393430 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 CLAYMONT DR, 521, LEXINGTON, KY 40503-2201 |
| Name | Verified Name |
|---|---|
| Address | 305 CONCORD CT, GEORGETOWN, KY 40324-1404 |
| Mail Care Of | CHRISTY K THOMAS |
| Document Number | 393431 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 393431 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,200 (-) | $176,200 (-) | |
| 2025 | $1,569.00 (+2.42%) | $176,200 (+4.26%) | $176,200 (+4.26%) |
| 2023 | $1,532.00 (+4.5%) | $169,000 (-) Land $32,000 Building $137,000 | $169,000 (-) Land $32,000 Building $137,000 |
| 2022 | $1,466.00 | $169,000 Land $25,000 Building $144,000 | $169,000 Land $25,000 Building $144,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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