305 Compaz Rd, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 305 Compaz Rd, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,627 sqft · built 1955
Lot Size	1.4 acres (61,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Sep 2001)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jan 2009 Mortgage + 1 more
APN	`0310000000460`

Property Details

APN / Parcel Number

Primary APN	`0310000000460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,627 sqft Living Area
1st Floor Area	1,591 sqft
Upper Floors Area	1,036 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,071 sqft (1.4 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	318 sqft
Deck Area	1,591 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 COMPAZ RD
City	CHESAPEAKE
State	VA
Zip	23321-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	LTS 36 & 37 SUB 234,235,236 SUNRAY DRAINAGE DIST 1.402 AC
Legal Subdivision	BOWERS HILL,CLEARVIEW (INDIANA AVE)
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sunray Agricultural Historic District listed 2007 · 281 contributing resources · NRIS 03000564

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 COMPAZ RD, CHESAPEAKE, VA 23321-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC
Jan 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 13, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2001 · Amount on Record
Deed Sale	Sep 19, 2001 · Amount on Record
Prior Sale	Jan 6, 1999 · Amount on Record
Deed Book / Page	4381 / 561
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 COMPAZ RD, CHESAPEAKE, VA 23321-1601
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010462/464
Date	Oct 13, 2021
Book Page	10462/464
Instrument	210046453

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 COMPAZ RD, CHESAPEAKE, VA 23321-1601
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007688/780
Date	Jan 21, 2009
Book Page	7688/780

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.25%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 13, 2026
Property Address	305 COMPAZ RD, CHESAPEAKE, VA 23321-1601
Document Number	0000012130
Book / Page	10978 / 437
Instrument Date	Feb 27, 2026
Instrument	202612130
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 COMPAZ RD, CHESAPEAKE, VA 23321-1601

Mortgage

Document Number	0000012130,
Date	May 13, 2026
Book Page	10978/437
Instrument	202612130

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,500 (+5.04%) Land $169,000 Building $316,500	$485,500 (+5.04%) Land $169,000 Building $316,500
2025	$4,668.00 (+57.76%)	$462,200 (+28.42%) Land $154,300 Building $307,900	$462,200 (+28.42%) Land $154,300 Building $307,900
2023		$359,900 (+8.01%) Land $109,000 Building $250,900	$359,900 (+8.01%) Land $109,000 Building $250,900
2022		$333,200 Land $95,900 Building $237,300	$333,200 Land $95,900 Building $237,300
2019	$2,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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