305 Cold Spring Rd, Liberty, NY 12754 Property Records

Sullivan County and Liberty Town property record for 305 Cold Spring Rd, Liberty, NY 12754

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,584 sqft · built 1948
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2026)
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`483689 23.-1-52`

Property Details

APN / Parcel Number

Primary APN	`483689 23.-1-52`
Alternative APN	`3689023 0001052000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	792 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	46,609 sqft (1.07 acres)
Lot Width	381 ft Width
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	386 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	305 COLD SPRING RD
City	LIBERTY
State	NY
Zip	12754-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2013
Census Tract	950500

Owner

Source: Sullivan County and Liberty Town records · APN 483689 23.-1-52

Assessment roll updated April 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 CANNON BLVD, MOUNTAIN DALE, NY 12763-5205
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage HUDSON VALLEY FEDERAL CREDIT UNION
Jul 17, 2026	Deed, Transfer · Conventional Mortgage HUDSON VALLEY FEDERAL CREDIT UNION
Nov 12, 2020	Grant Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	20265484
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	3393000468
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Recording Date	Jul 17, 2026
Property Address	305 COLD SPRING RD, LIBERTY, NY 12754-2532
Document Number	0000005486
Instrument Date	Jul 10, 2026
Instrument	20265486
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 COLD SPRING RD, LIBERTY, NY 12754-2532
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005486,
Date	Jul 17, 2026
Instrument	20265486

Lender

Name	HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jul 17, 2026
Property Address	305 COLD SPRING RD, LIBERTY, NY 12754-2532
Document Number	0000005484
Instrument Date	Jun 29, 2026
Instrument	20265484
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CANNON BLVD, MOUNTAIN DALE, NY 12763-5205
Investor	Possibly a Property Investor

Mortgage

Date	Jul 17, 2026

Lender

Name	HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Nov 12, 2020
Property Address	305 COLD SPRING RD, LIBERTY, NY 12754-2532
Document Number	0000008772
Instrument Date	Oct 27, 2020
Instrument	8772
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	J AND H ABSTRACT LLC, J & H ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 ALPINE DR WOODRIDGE NY 127895826, WOODRIDGE, NY 12789-5826

Mortgage

Document Number	8773
Date	Nov 12, 2020
Instrument	8773

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	305 COLD SPRING RD, LIBERTY, NY 12754-2532
Document Number	0000007732
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 COLD SPRING RD LIBERTY NY 127542532, LIBERTY, NY 12754-2532

Mortgage

Document Number	0000007732
Date	Nov 06, 2019
Instrument	7732

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2049

Tax Assessment & Valuation

Source: Sullivan County and Liberty Town records · Assessment roll updated April 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Liberty Town
Unified School District	Liberty Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,544.00	$79,100 (-) Land $13,500 Building $65,600	$210,400 (+31.29%) Land $35,909 Building $174,491
2023		$79,100 (-) Land $13,500 Building $65,600	$160,251 (+28.2%) Land $27,350 Building $132,901
2022		$79,100 Land $13,500 Building $65,600	$125,000 Land $21,334 Building $103,666

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 23 locations within half a mile of this property.

Nearby Properties on Cold Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures