305 Co Rd 644, Merkel, TX 79536 Property Records

Taylor County property record for 305 Co Rd 644, Merkel, TX 79536

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 2018
Lot Size	2.6 acres (113,430 sqft)
Owner	2 Individual Names on File
Last Sale	$120,300 (Jan 2020)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2019 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R9870000300`

Property Details

APN / Parcel Number

Primary APN	`R9870000300`
Alternative APN	`1008123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	113,430 sqft
Lot Dimensions	7,562 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 CR 644
City	ABILENE
State	TX
Zip	79606
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WINDMILL ACRES SEC 1, LOT 3, ACRES 2.604, MH LABEL# NTA1807236 / NTA1807237
Legal Subdivision	WINDMILL ACRES SEC 1
Legal Lot Number	3
Jurisdiction	TAYLOR TX
Township / Civil Division	MERKEL
Census Block Group	1
Census Block	1003
Census Tract	13601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bankhead Highway Historic District listed 1998 · 13 contributing resources · NRIS 98001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

305 Co Rd 644, a mobile home, is owned and occupied by two individuals who bought it in January 2020.

Source: Taylor County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 COUNTY ROAD 644, MERKEL, TX 79536-4131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC
Feb 14, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 5, 2018	Reverse Mortgage, Construction Loan CASCADE FIN'L SVCS
Mar 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	2020509
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	0000000509
Record Updated	Sep 20, 2026

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	Jan 10, 2020
Property Address	305 COUNTY ROAD 644, MERKEL, TX 79536-4131
Document Number	0000000509
Map Reference	CAB 4 SL 269
Instrument Date	Jan 8, 2020
Instrument	2020-00000509
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 COUNTY ROAD 644, MERKEL, TX 79536-4131

Mortgage

Document Number	0000000510
Date	Jan 10, 2020
Instrument	2020-00000510

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TAYLOR TX
Recording Date	Feb 14, 2019
Property Address	305 COUNTY ROAD 644, MERKEL, TX 79536-4131
Document Number	0000002115
Instrument Date	Feb 5, 2019
Instrument	2115
Transaction Type	Foreclosure
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3345 S VAL VISTA DR #300 GILBERT AZ 852977340, 300, GILBERT, AZ 85297-7340

June 2018: Reverse Mortgage, Construction Loan

Document Type	Reverse Mortgage
Jurisdiction	TAYLOR TX
Recording Date	Jun 5, 2018
Property Address	305 COUNTY ROAD 644, MERKEL, TX 79536-4131
Instrument Date	Mar 8, 2018
Instrument	9469
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0000009469
Date	Jun 5, 2018
Instrument	9469

Lender

Name	CASCADE FIN'L SVCS
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Amount	Amount on Record
Term	276 Months
Due	Jun 4, 2041

Interest

Rate	9.39%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR TX
Recording Date	Mar 1, 2018
Property Address	305 COUNTY ROAD 644, MERKEL, TX 79536-4131
Document Number	0000003177
Instrument Date	Feb 23, 2018
Instrument	3177
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 1835 IDAHO FALLS ID 834031835, IDAHO FALLS, ID 83403-1835

Tax Assessment & Valuation

The 2025 property tax bill for 305 Co Rd 644 was $2,369 with a homeowner's exemption.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Unified School District	Merkel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,456 (+4.82%) Land $28,000 Building $98,456	$126,456 (+4.82%) Land $28,000 Building $98,456
2025	$2,369.00	$120,640 (+9.31%) Land $28,000 Building $92,640	$120,640 (+9.31%) Land $28,000 Building $92,640
2024		$110,367 (+0.42%) Land $28,000 Building $82,367	$110,367 (+0.42%) Land $28,000 Building $82,367
2023	$2,164.00 (-6.32%)	$109,910 Land $28,000 Building $81,910	$109,910 Land $28,000 Building $81,910
2022	$2,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Co Rd 644 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Co Rd 644 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERKEL serves 3,573 people · EPA ID TX2210002
Water Source	Purchased surface water from CITY OF ABILENE
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Access Fiber Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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