Mecklenburg County property record for 305 Circle Ave, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,663 sqft · built 1911 |
| Lot Size | 0.261 acres (11,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Jan 2020) |
| Tax Bill | $12,428 (2023) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-026-02 |
| Primary APN | 155-026-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,663 sqft Heated Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 2,763 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,371 sqft (0.261 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 445 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 155-026-02 |
|---|---|
| Street Address | 305 CIRCLE AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L17 B8 M230-24 |
| Legal Subdivision | CRESCENT HEIGHTS |
| Legal Block | 8 |
| Legal Lot Number | 17 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 2400 |
305 Circle Ave is owned and occupied by two individuals who bought it in January 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 305 CIRCLE AVE, CHARLOTTE, NC 28207-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 2, 2018 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on File |
| Deed Sale | Jan 31, 2020 · Amount on File |
| Prior Sale | Apr 14, 2003 · Amount on File |
| Deed Document Number | 0034248796 |
| Deed Book / Page | 34248 / 796 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 31, 2020 |
| Property Address | 305 CIRCLE AVE, CHARLOTTE, NC 28207-1403 |
| Document Number | 0000014582 |
| Book / Page | 34248 / 796 |
| Map Reference | MB 230 PG 24 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2020014582 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1093 N FORK RD, 1093, BARNARDSVILLE, NC 28709-8712 |
| Name | Verified Name |
|---|---|
| Address | 305 CIRCLE AVE, CHARLOTTE, NC 28207-1403 |
| Document Number | 0000014583 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 2020014583 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Number | 0000014584 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 34248/808 |
| Instrument | 2020014584 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 305 CIRCLE AVE, CHARLOTTE, NC 28207-1403 |
| Document Number | 0000059779 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 CIRCLE AVE CHARLOTTE NC 282071403, CHARLOTTE, NC 28207-1403 |
| Document Number | 0000059779 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 032682/000556 |
| Instrument | 59779 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 305 Circle Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 305 Circle Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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