Whatcom County property record for 305 Christopher Ln, Everson, WA 98247 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,966 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2005) |
| Tax Bill | $4,777.00 (2025) |
| Primary APN | 400336-473411-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 2,616 sqft Gross Area |
| 1st Floor | 1,966 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Finished/Painted Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 650 sqft Garage |
| Deck Area | 216 sqft Deck |
| Porch Area | 110 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | 136206 |
|---|---|
| Street Address | 305 CHRISTOPHER LN |
| City | EVERSON |
| State | WA |
| Zip | 98247-9682 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVERS EDGE LOT 2 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 36 |
| Legal Subdivision | RIVERS EDGE |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Minor Civil Division | FERNDALE |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 10702 |
Source: Whatcom County records · APN 400336-473411-0000
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 CHRISTOPHER LN, EVERSON, WA 98247-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2005 · Amount on Record |
| Deed Sale | May 25, 2005 · Amount on Record |
| Prior Sale | Aug 18, 2004 · Amount on Record |
| Deed Doc Number | 2005504824 |
| Prior Transfer Date | Dec 02, 2004 |
| Prior Transfer Doc | 0001200512 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 305 CHRISTOPHER LN, EVERSON, WA 98247-9682 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 305 CHRISTOPHER LN, EVERSON, WA 98247-9682 |
| Document Number | 0001102158 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022-1102158 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 305 CHRISTOPHER LN, EVERSON, WA 98247-9682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 0000600965 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 2021-0600965 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,777.00 (+17.75%) | $512,819 (+8.25%) Land $188,100 Building $324,719 | $512,819 (+8.25%) Land $188,100 Building $324,719 |
| 2022 | $473,755 Land $139,608 Building $334,147 | $473,755 Land $139,608 Building $334,147 | |
| 2021 | $4,057.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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