305 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 305 Chicopee St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1956
Lot Size	0.114 acres (4,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jan 2008)
Tax Bill	$2,894 (2026)
Deeds & Mortgages	Aug 2026 Transfer Aug 2020 Refinance
Flood Zone	Zone X (reduced by levee)
APN	`330-00013`

Property Details

APN / Parcel Number

Primary APN	`330-00013`
Alternative APN	`CHIC M:0330 P:00013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	784 sqft
Basement Area	500 sqft
Unfinished Basement	784 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,951 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	330-00013
Street Address	305 CHICOPEE ST
City	CHICOPEE
State	MA
Zip	01013-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2013
Census Tract	811102

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 CHICOPEE ST, CHICOPEE, MA 01013-1749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER MUNICIPAL EMPLS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2008 · Amount on Record
Deed Sale	Jan 15, 2008 · Amount on Record
Prior Sale	Jul 21, 2005 · Amount on Record
Deed Document Number	20082875
Deed Book / Page	17113 / 128
Last Transfer Date	Aug 10, 2026
Transfer Doc	0000039371
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 17, 2026
Property Address	305 CHICOPEE ST, CHICOPEE, MA 01013-1749
Document Number	0000039371
Book / Page	26467 / 509
Instrument Date	Aug 10, 2026
Instrument	202639371
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 CHICOPEE ST, CHICOPEE, MA 01013-1749

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	305 CHICOPEE ST, CHICOPEE, MA 01013-1749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23381-264
Date	Aug 25, 2020
Book Page	23381/264
Instrument	46824

Lender

Name	FALL RIVER MUNICIPAL EMPLS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,894.00 (+5.81%)	$189,900 (+5.27%) Land $79,900 Building $110,000	$249,243 (+2.13%)
2025	$2,735.00 (+3.4%)	$180,400 (+0.67%) Land $76,200 Building $104,200	$244,055
2024	$2,645.00 (+7.3%)	$179,200 (+10.14%) Land $74,700 Building $104,500
2023	$2,465.00	$162,700 Land $67,900 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

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