St. Louis County property record for 305 Cheval Square Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,638 sqft · built 1994 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Aug 2019) |
| Tax Bill | $7,983 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18T-53-0590 |
| Primary APN | 18T-53-0590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,638 sqft Living Area |
| Gross Area | 5,220 sqft |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 427 sqft |
| Deck Area | 290 sqft |
| Patio Area | 290 sqft |
| Balcony Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 305 CHEVAL SQUARE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | CHESTERFIELD FARMS PLAT ONE LOT 47 |
| Legal Subdivision | CHESTERFIELD FARMS PLAT ONE |
| Legal Lot Number | 47 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 221629 |
305 Cheval Square Dr is owned and occupied by two individuals who bought it in August 2019.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 8, 2019 | Warranty Deed, Transfer US WIDE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on File |
| Deed Sale | Aug 8, 2019 · Amount on File |
| Prior Sale | Feb 25, 2016 · Amount on File |
| Deed Document Number | 2019625 |
| Deed Book / Page | 23646 / 3531 |
| Prior Transfer Date | Oct 19, 2016 |
| Prior Transfer Doc | 0222420089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 305 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1640 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 305 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1640 |
| Document Number | 0251821144 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 25182/1144 |
| Instrument | 2021102100728 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 305 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | RESOLUTIONS TTL INC RESWARE |
| Name | Verified Name |
|---|---|
| Address | 305 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1640 |
| Document Number | 0243420445 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 24342/445 |
| Instrument | 2020092400100 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 8, 2019 |
| Property Address | 305 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1640 |
| Document Number | 0236463531 |
| Book / Page | 023646 / 003531 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 625 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 305 CHEVAL SQUARE DR CHESTERFIELD MO 630051640, CHESTERFIELD, MO 63005-1640 |
| Document Number | 236463534 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 023646/003534 |
| Instrument | 626 |
| Name | US WIDE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 7, 2049 |
The 2025 property tax bill for 305 Cheval Square Dr was $7,983, up 14.6% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,670 (-) Land $27,630 Building $87,040 | $603,500 (-) Land $145,400 Building $458,100 | |
| 2025 | $7,983.00 (+14.55%) | $114,670 Land $27,630 Building $87,040 | $603,500 Land $145,400 Building $458,100 |
| 2024 | $6,969.00 (+2.67%) | ||
| 2023 | $6,788.00 (+10.66%) | $97,810 (+18.51%) Land $13,810 Building $84,000 | $514,800 Land $72,700 Building $442,100 |
| 2022 | $6,134.00 | $82,530 Land $15,330 Building $67,200 | |
| 2021 | $434,400 Land $80,700 Building $353,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 Cheval Square Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 7 (1985–2015) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Cheval Square Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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