305 Chestnut St, Corbin, KY 40701 Property Records

Whitley County property record for 305 Chestnut St, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	2,416 sqft · built 2000
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$158,800 (Feb 2017)
Tax Bill	$907 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137-10-13-007.00`

Property Details

APN / Parcel Number

Primary APN	`137-10-13-007.00`
Alternative APN	`131329`

Interior

Stories	1 Story
Building Area	2,416 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	1,344 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Garage Area	560 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	305 CHESTNUT ST
City	CORBIN
State	KY
Zip	40701-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HS & LT @ CHESTNUT ST
Legal Subdivision	CHEST
Jurisdiction	WHITLEY KY
Township / Civil Division	CORBIN
Census Block Group	1
Census Block	1019
Census Tract	920100

Owner

305 Chestnut St is owned and occupied by two individuals who bought it in February 2017.

Source: Whitley County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 CHESTNUT ST, CORBIN, KY 40701-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 9, 2017	Warranty Deed, Transfer · Conventional Mortgage L&N FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Document Number	2017223224
Deed Book / Page	538 / 101
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	305 CHESTNUT ST, CORBIN, KY 40701-1305
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M681/175
Date	Oct 5, 2021
Book Page	M681/175
Instrument	275515

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Feb 9, 2017
Property Address	305 CHESTNUT ST, CORBIN, KY 40701-1305
Document Number	000538/101
Book / Page	538 / 101
Instrument Date	Feb 1, 2017
Instrument	223224
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 GLENS WAY, 340, WOODSTOCK, GA 30188-5164

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 CHESTNUT ST, CORBIN, KY 40701-1305

Mortgage

Document Number	0000613176
Date	Feb 9, 2017
Instrument	613/176

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10%
Index	10-Year TN
Margin	2
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 305 Chestnut St was $907.

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Corbin City
County	Whitley County
Unified School District	Corbin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00	$280,000	$280,000
2023	$943.00	$280,000	$280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Chestnut St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORBIN UTILITIES COMMISSION serves 16,065 people · EPA ID KY1180085
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Zetalink Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: OnPoint Broadband.

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