Anne Arundel County property record for 305 Chesapeake Ave, Annapolis, MD 21403
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,520 sqft · built 1940 |
| Lot Size | 0.052 acres (2,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $975,000 (Mar 2023) |
| Tax Bill | $8,967 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-00906200 |
| Primary APN | 06-000-00906200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,520 sqft Total Area |
| 1st Floor Area | 608 sqft |
| Basement Area | 1,216 sqft |
| Finished Basement | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,300 sqft (0.052 acres) |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 00000906200 |
|---|---|
| Old Parcel Number | 600000906200 |
| Street Address | 305 CHESAPEAKE AVE |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3201 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 305 305 CHESAPEAKE AVE EASTPORT |
| Legal Subdivision | ACREAGE & UNREC PLATS |
| Legal Lot Number | 305 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 706302 |
Source: Anne Arundel County records · APN 06-000-00906200
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit NASA FCU |
| Mar 06, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA |
| May 24, 2019 | Deed, Transfer · Conventional Mortgage CAPITAL BANK NA |
| Nov 28, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRST HM MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2023 · Amount on Record |
| Deed Sale | Mar 06, 2023 · Amount on Record |
| Prior Sale | May 24, 2019 · Amount on Record |
| Deed Document Number | 0039493388 |
| Deed Book / Page | 39493 / 388 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Document Number | 0417750471 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 41775/471 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 06, 2023 |
| Property Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Document Number | 0394930388 |
| Book / Page | 39493 / 388 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Document Number | 0039493395 |
|---|---|
| Date | Mar 06, 2023 |
| Instrument | 39493/395 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Document Number | 0353660366 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 35366/366 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 24, 2019 |
| Property Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Document Number | 0331670480 |
| Book / Page | 33167 / 480 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Document Number | 33167487 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 33167/487 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 28, 2017 |
| Property Address | 305 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201 |
| Document Number | 0316070132 |
| Book / Page | 031607 / 000132 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 CHESAPEAKE AVE ANNAPOLIS MD 214033201, ANNAPOLIS, MD 21403-3201 |
| Document Number | 316070140 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 031607/000140 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,967.00 | $624,500 Land $420,000 Building $204,500 | $624,500 Land $420,000 Building $204,500 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 91 condo units |
| Nearby Flood Claims | 70 (1985–2026) |
| Claims Outside the SFHA | 19 of 70 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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