305 Cherry St, Madison, TN 37115 Property Records

Nashville-Davidson Metropolitan Government property record for 305 Cherry St, Madison, TN 37115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1950
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2020)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-13-0-292-00`

Property Details

APN / Parcel Number

Primary APN	`043-13-0-292-00`
Alternative APN	`000017064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft

Exterior

Year Built	Built 1950
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Tar & Gravel
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000017064
Old Parcel Number	043130 29200
Street Address	305 CHERRY ST
City	MADISON
State	TN
Zip	37115-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 11 BLK D CRITTENDEN ESTATES
Legal Subdivision	BLK D CRITTENDEN ESTATES
Legal Block	D
Legal Lot Number	11
Jurisdiction	DAVIDSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1013
Census Tract	10701

Owner

305 Cherry St is owned and occupied by an individual who bought it in October 2020.

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	305 CHERRY ST, MADISON, TN 37115-4055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Oct 16, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Document Number	20201016-0120899
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	305 CHERRY ST, MADISON, TN 37115-4055
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CHERRY ST, MADISON, TN 37115-4055

Mortgage

Document Number	0000039522
Date	May 25, 2023
Instrument	20230525-0039522

Lender

Name	COGENT BANK
Type	Bank
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Oct 16, 2020
Property Address	305 CHERRY ST, MADISON, TN 37115-4055
Document Number	0000120899
Map Reference	MB 974 PG 69
Instrument Date	Oct 14, 2020
Instrument	20201016-0120899
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	WAGON WHEEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CHERRY ST, MADISON, TN 37115-4055

Mortgage

Document Number	0000120901
Date	Oct 16, 2020
Instrument	20201016-0120901

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	May 23, 2017
Property Address	305 CHERRY ST, MADISON, TN 37115-4055
Document Number	0000050970
Map Reference	MB974 PG69
Instrument Date	May 22, 2017
Instrument	20170523-0050970
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ADVANCE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 MCALPINE AVE, NASHVILLE, TN 37216-2824

Mortgage

Document Number	0000050971
Date	May 23, 2017
Instrument	20170523-0050971

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 305 Cherry St was $2,357.

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,357.00	$83,775 Land $22,500 Building $61,275	$335,100 Land $90,000 Building $245,100
2023	$1,919.00 (-14.06%)	$58,975 (-) Land $11,250 Building $47,725
2022	$2,233.00	$58,975 Land $11,250 Building $47,725	$235,900 (-) Land $45,000 Building $190,900
2021			$235,900 Land $45,000 Building $190,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1984–2026)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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