305 Cherokee Dr, Eldridge, IA 52748 Property Records

Scott County property record for 305 Cherokee Dr, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,219 sqft · built 1977
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 2023)
Tax Bill	$2,736 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043137141`

Property Details

APN / Parcel Number

Primary APN	`043137141`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,219 sqft Living Area
Basement Area	1,219 sqft
Finished Basement	1,219 sqft
Unfinished Basement	419 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	167 sqft
Deck Area	90 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	305 CHEROKEE DR
City	ELDRIDGE
State	IA
Zip	52748-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAD
Legal Description	PARK VIEW 6TH ADD LOT: 041 PARK VIEW 6TH ADD
Legal Subdivision	PARK VIEW 6TH ADD
Legal Lot Number	41
Jurisdiction	SCOTT IA
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2021
Census Tract	10202

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 CHEROKEE DR, ELDRIDGE, IA 52748-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage SENB BANK
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	202315177
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 24, 2023
Property Address	305 CHEROKEE DR, ELDRIDGE, IA 52748-9610
Document Number	202300015177
Map Reference	DOC 5918-76
Instrument Date	Jul 21, 2023
Instrument	202300015177
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 CHEROKEE DR, ELDRIDGE, IA 52748-9610

Mortgage

Document Number	202300015178
Date	Aug 24, 2023
Instrument	202300015178

Lender

Name	SENB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	305 CHEROKEE DR, ELDRIDGE, IA 52748-9610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900020230
Date	Aug 12, 2019
Instrument	201900020230

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,736.00	$268,400 (-) Land $33,300 Building $235,100	$268,400 (-) Land $33,300 Building $235,100
2025	$2,736.00 (-3.05%)	$268,400 (+20.47%) Land $33,300 Building $235,100	$268,400 (+20.47%) Land $33,300 Building $235,100
2024	$2,822.00 (+24.1%)
2023		$222,800 (+14.63%) Land $33,300 Building $189,500	$222,800 (+14.63%) Land $33,300 Building $189,500
2022	$2,274.00 (+1.16%) Homeowner's exemption	$194,370 Land $29,110 Building $165,260
2021	$2,248.00		$194,370 Land $29,110 Building $165,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK VIEW WATER & SANITARY DISTRICT private · serves 2,389 people · EPA ID IA8200855
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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