Cowlitz County property record for 305 Central Valley Dr, Ariel, WA 98603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 2010 |
| Lot Size | 8.36 acres (364,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2021) |
| Tax Bill | $6,896 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | EM1312004 |
| Primary APN | EM1312004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 364,162 sqft |
| Garage Type | Detached |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating Fuel | Electric |
|---|
| Account Number | 3003080 |
|---|---|
| Street Address | 305 CENTRAL VALLEY DR |
| City | ARIEL |
| State | WA |
| Zip | 98603-0006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UZ0 |
| Legal Description | 13 -6N -3E T-12 EXC T-12B OWN SEG 1325 EXC T-12C FEE 3683369 |
| Legal Range | 03E |
| Legal Township | 06N |
| Legal Section | 13 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | WOODLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1501 |
305 Central Valley Dr is owned by two individuals who bought it in September 2021.
Source: Cowlitz County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2641 NE NOVA AVE, HILLSBORO, OR 97124-2494 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Sep 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 4, 2021 | · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2021 | Intrafamily Transfer, Transfer WFG CLARK COUNTY, WFG CLARK COUNTY RESWARE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on File |
| Deed Sale | Sep 20, 2021 · Amount on File |
| Deed Document Number | 20213695092 |
| Prior Transfer Date | May 12, 2021 |
| Prior Transfer Doc | 0003683369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 305 CENTRAL VALLEY DR, ARIEL, WA 98603-0006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 1 SW COLUMBIA ST 1600, 1600, PORTLAND, OR 97204-4014 |
| Document Number | 0003741000 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 3741000 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Sep 20, 2021 |
| Property Address | 305 CENTRAL VALLEY DR, ARIEL, WA 98603-0006 |
| Document Number | 0003695092 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 3695092 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2641 NE NOVA AVE, HILLSBORO, OR 97124-2494 |
| Document Number | 0003695093 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 3695093 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Jurisdiction | COWLITZ WA |
|---|---|
| Recording Date | Oct 4, 2021 |
| Property Address | 305 CENTRAL VALLEY DR, ARIEL, WA 98603-0006 |
| Document Number | 0003696541 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 3696541 |
| Record Updated | Oct 30, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2641 NE NOVA AVE, HILLSBORO, OR 97124-2494 |
| Document Number | 0003696542 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 3696542 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | May 26, 2021 |
| Property Address | 305 CENTRAL VALLEY DR, ARIEL, WA 98603-0006 |
| Document Number | 0003683369 |
| Instrument Date | May 12, 2021 |
| Instrument | 3683369 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | WFG CLARK COUNTY, WFG CLARK COUNTY RESWARE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3103 PINE ST, BRADENTON, FL 34208-7850 |
The 2025 property tax bill for 305 Central Valley Dr was $6,896.
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Woodland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,896.00 | $617,160 Land $185,240 Building $431,920 | $617,160 Land $185,240 Building $431,920 |
| 2023 | $5,428.00 | ||
| 2022 | $547,530 Land $134,560 Building $412,970 | $547,530 Land $134,560 Building $412,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Central Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Central Valley Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Washington |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| TDS Telecom DSL | 10 / 1 |
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