305 Central Ave, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 305 Central Ave, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,804 sqft · built 1932
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,768 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00100-0000-00006-01`

Property Details

APN / Parcel Number

Primary APN	`05 00100-0000-00006-01`
Alternative APN	`0500100000000006000A`

Interior

Stories	2 Stories
Building Area	1,804 sqft Living Area

Exterior

Year Built	Built 1932
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0500100000000006000A
Street Address	305 CENTRAL AVE
City	EDISON
State	NJ
Zip	08817-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT:6.01 BLK:100 DIST:05 CITY/MUNI/TWP:EDISON TWP MAP REF:TAX MAP 20
Legal Subdivision	JAMES D STELLE
Legal Block	100
Legal Lot Number	6.01
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2002
Census Tract	1502

Owner

Source: Middlesex County and Edison Township records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 CENTRAL AVE, EDISON, NJ 08817-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Grant Deed, Transfer · Conventional with PMI US BK
Dec 16, 2016	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019
Deed Sale	May 1, 2019
Prior Sale	Jul 18, 2006 · Amount on Record
Deed Document Number	2019032778
Deed Book / Page	5693 / 827
Record Updated	Jun 7, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 18, 2020
Property Address	305 CENTRAL AVE, EDISON, NJ 08817-3114
Document Number	0000043140
Book / Page	017878 / 000841
Instrument Date	May 14, 2020
Instrument	43140
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 CENTRAL AVE METUCHEN NJ 08840, METUCHEN, NJ 08840

Mortgage

Document Number	43141
Date	May 18, 2020
Book Page	017878/000847
Instrument	43141

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	305 CENTRAL AVE, EDISON, NJ 08817-3114
Document Number	0000001471
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	PARK AVENUE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 CENTRAL AVE EDISON NJ 088173114, EDISON, NJ 08817-3114

Mortgage

Document Number	0000001471
Date	Jan 14, 2017
Book Page	016625/000682
Instrument	1471

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2047

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,500 (-) Land $72,000 Building $58,500	$130,500 (-) Land $72,000 Building $58,500
2024	$7,768.00 (+0.5%)
2023		$130,500 Land $72,000 Building $58,500	$130,500 Land $72,000 Building $58,500
2022	$7,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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