305 Centerville Rd, Bridgewater, VA 22812 Property Records

Augusta County property record for 305 Centerville Rd, Bridgewater, VA 22812

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,652 sqft · built 1963
Lot Size	51.9 acres (2,264,815 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,545 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011 54`

Property Details

APN / Parcel Number

Primary APN	`011 54`
Alternative APN	`983`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	3,862 sqft
1st Floor Area	1,652 sqft
Basement Area	972 sqft
Finished Basement	972 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Metal
Lot Area	2,264,815 sqft (51.9 acres)
Terrain	Rolling
Garage Area	333 sqft
Parking Spaces	1 Parking Space
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	305 CENTERVILLE RD
City	BRIDGEWATER
State	VA
Zip	22812-2703
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	GENERAL AG
Legal Description	20029 E RD FROM CENTERVILLE TO BRIDGEWATER 51.993
Legal Subdivision	BRIDGEWATER
Jurisdiction	AUGUSTA VA
Township / Civil Division	NORTH RIVER
Census Block Group	1
Census Block	1000
Census Tract	70300

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 CENTERVILLE RD, BRIDGEWATER, VA 22812-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Sep 9, 2025	Other, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025
Deed Sale	Sep 9, 2025
Deed Document Number	20256458
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0000006458
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	305 CENTERVILLE RD, BRIDGEWATER, VA 22812-2703
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220009499
Date	Oct 25, 2022
Instrument	220009499

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2025: Other, Transfer

Document Type	Other
Jurisdiction	AUGUSTA VA
Recording Date	Sep 9, 2025
Property Address	305 CENTERVILLE RD, BRIDGEWATER, VA 22812-2703
Document Number	0250006458
Instrument Date	Aug 28, 2025
Instrument	250006458
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CENTERVILLE RD, BRIDGEWATER, VA 22812-2703

Mortgage

Document Number	0250006459
Date	Sep 9, 2025
Instrument	250006459

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,545.00	$713,700 (-) Land $499,700 Building $214,000
2025	$1,545.00	$713,700 (+52.43%) Land $499,700 Building $214,000
2024	$1,545.00 (+16.69%)		$713,700 (+52.43%) Land $499,700 Building $214,000
2023	$1,324.00	$468,200 Land $335,500 Building $132,700	$468,200 Land $335,500 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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