305 Centennial St, Los Alamos, CA 93440 Property Records

Santa Barbara County property record for 305 Centennial St, Los Alamos, CA 93440

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,246 sqft · built 1883
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,255,000 (Apr 2023)
Tax Bill	$14,340 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`101-211-016`

Property Details

APN / Parcel Number

Primary APN	`101-211-016`
Alternative APN	`10121116`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Building Area	1,246 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	305 CENTENNIAL ST
City	LOS ALAMOS
State	CA
Zip	93440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R1
Legal Subdivision	LOS ALAMOS
Legal Block	16
Legal Lot Number	2
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SOLVANG-SANTA YNEZ
Census Block Group	2
Census Block	2025
Census Tract	1911

Owner

Source: Santa Barbara County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2301 ALMA AVE, A, MANHATTAN BEACH, CA 90266-4308
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 22, 2017	Quit Claim Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Jun 22, 2017
Deed Document Number	202312000
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	0000029741
Record Updated	Sep 20, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 28, 2023
Property Address	305 CENTENNIAL ST, LOS ALAMOS, CA 93440
Document Number	0000012000
Map Reference	MB 144 PG 94
Instrument Date	Apr 12, 2023
Instrument	2023-0012000
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2301 ALMA AVE # A, A, MANHATTAN BEACH, CA 90266-4308

Mortgage

Document Number	0000012001
Date	Apr 28, 2023
Instrument	2023-0012001

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	10.2%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	305 CENTENNIAL ST, LOS ALAMOS, CA 93440
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CENTENNIAL ST, LOS ALAMOS, CA 93440

Mortgage

Document Number	0000079863
Date	Nov 17, 2021
Instrument	2021-0079863

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 22, 2017
Property Address	305 CENTENNIAL ST, LOS ALAMOS, CA 93440
Document Number	0000029741
Instrument Date	Jun 16, 2017
Instrument	29741
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 CENTENNIAL ST LOS ALAMOS CA 93440, LOS ALAMOS, CA 93440

Mortgage

Document Number	29742
Date	Jun 22, 2017
Instrument	29742

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	Orcutt Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,331,815 (+2%) Land $636,724 Building $695,091
2025	$14,340.00 (+131.44%)	$1,305,702 (+131.11%) Land $624,240 Building $681,462
2023	$6,196.00 (+1.46%) Homeowner's exemption Additional exemption filed	$564,966 Land $235,647 Building $329,319
2022	$6,107.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS COMMUNITY SERVICES DISTRICT serves 1,534 people · EPA ID CA4210002
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Advanced Wireless Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: KIZA Internet.

Nearby Properties on Centennial St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures